Sr. BSA Fraud Analyst

River Run Services LLC • Haverhill, MA

just now • $27 - $37 • Hybrid

About The Position

The Sr. BSA Fraud Analyst supports AML/CFT and fraud prevention efforts by investigating suspicious activity, analyzing transaction data, reviewing alerts, conducting customer outreach when needed, and ensuring compliance with regulatory requirements and internal policies. This role features a hybrid work model that blends in-office collaboration three days a week with the flexibility to work from home two days a week.

Requirements

• High school diploma or equivalent and 3–4 years of AML/CFT or fraud detection experience within a financial institution required.
• Strong knowledge of BSA/AML regulations, including the USA PATRIOT Act, OFAC, AML Act, and FinCEN guidelines.
• Strong analytical, investigative, organizational, and problem-solving skills.
• Proficiency with transaction monitoring systems and Microsoft Office applications.
• Ability to work independently, manage multiple priorities, and meet deadlines in a fast-paced environment.

Nice To Haves

• AML CFT professional certification preferred.

Responsibilities

• Monitor customer transactions and investigate alerts for suspicious activity using AML and fraud detection systems.
• Conduct research, document findings, determine whether activity is legitimate, and prepare required regulatory filings, including Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs).
• Perform Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews in accordance with AML/CFT policies, while ensuring compliance with the Bank Secrecy Act (BSA), federal and state regulations, and internal bank policies.
• Partner with internal departments to investigate and resolve fraud cases, verify transaction and account activity, identify potential risks, and recommend process improvements to strengthen fraud and AML controls.
• Maintain accurate case documentation and professional judgment in accordance with regulatory guidelines, while staying current on financial crime trends, regulatory changes, bank products, services, policies, and procedures through ongoing training and development.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: High school or GED