Sr. Analyst, Identity & KYC
About The Position
The Financial Crimes Senior Analyst oversees KYC and watchlist screening operations, including OFAC screening, to identify false positives and positive matches. The role oversees investigators using data to confirm matches, may contact customers to gather details relevant to activity under review, and determines whether matches are true positives. It also assists with case disposition according to business Service Level Agreements (SLAs), recommends whether to retain or terminate customer relationships, and tracks account closures when required. The position requires in-depth subject matter expertise in list screening, watchlists, and OFAC, and may include other related duties or special projects. The role is based in an office at least four days per week, with Chicago preferred; San Francisco or New York City offices are also possible. Travel may be up to 10%.
Requirements
- 5+ years of banking, risk management, or fraud detection/investigation experience.
- Prior experience with fraud and/or AML investigations, preferably both, including the ability to identify potentially unusual activity.
- Practical experience managing audits, independent reviews, or examinations by bank partners or regulators, including resolving identified issues.
- Excellent organizational and time management skills, with the ability to multitask, maintain accuracy, and meet deadlines in a fast-paced, high-volume environment.
- Effective analytical and problem-solving skills, including analyzing data patterns and investigating customer transactions.
- Ability to work independently while supporting a team environment.
- Strong attention to detail and concern for data accuracy, with the ability to follow directions and apply policies, procedures, and guidelines.
- Proficiency with, or ability to quickly gain proficiency with, banking account monitoring and compliance software tools and Microsoft Office applications, including Excel and Word.
- Ability to travel up to 10%.
- Work in an office at least four days per week.
Nice To Haves
- CAMS certification.
- Experience and/or familiarity with Transaction Monitoring and/or Fraud reviews.
- Knowledge of laws applicable to money laundering, including the Bank Secrecy Act, USA PATRIOT Act, US Treasury AML guidelines, OFAC requirements, and Unusual/Suspicious Activity Reporting requirements.
- Aptitude and/or curiosity toward adoption of AI tooling.
Responsibilities
- Oversee investigators who use data to confirm positive matches or false positives.
- Contact customers, if needed, to understand their behavior and gather details relevant to activities under review.
- Determine whether a match is a true positive.
- Assist with case disposition according to agreed-upon business Service Level Agreements (SLAs).
- Recommend customer relationship retention or termination and track account closures, if required.
- Perform other job-related duties or special projects as assigned.
Benefits
- Eligible full-time employees may receive bonuses and competitive equity.
- Benefits supporting work and life, including backup child, elder, and pet care and subsidized commuter benefits for eligible employees.
- Comprehensive health, financial, and wellbeing benefits.
- Generous vacation policy and company-wide paid days off.
- 1% of time off to support local community organizations of the employee’s choice.
- Annual wellness stipend for eligible wellness-related expenses.
- Up to 22 weeks of paid parental leave for birthing parents and 12 weeks for non-birthing parents.
- Family planning reimbursement.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
