Sr. AML Compliance Analyst

Carson Group•Omaha, NE

About The Position

Support the administration and execution of the firm’s Anti-Money Laundering (AML) program and client complaint process. The role helps protect the firm and its clients from money laundering, fraud, and other illicit activities by conducting day-to-day AML work, including transaction monitoring reviews and suspicious activity investigations. It also handles client complaints from intake through resolution and ensures required regulatory reporting is completed. The position carries out AML activities under firm policies and standards, contributes to AML policy and procedure updates, reviews documentation, and maintains AML and OFAC records. It assists with AML training and performs responsibilities under the Bank Secrecy Act, USA PATRIOT Act, Anti-Money Laundering Act, and OFAC regulations. The analyst investigates transaction-monitoring alerts and customer due diligence matters, reviews sanctions alerts, prepares and files Suspicious Activity Reports and other regulatory filings when warranted, and handles FinCEN 314(a) and 314(b) requests. The role also investigates and resolves client complaints, maintains the complaint log, ensures Form U4 amendments and other required reporting are accurate and timely, and reports trends and significant concerns to management. The analyst works with management on program improvements and serves as a subject matter expert within the firm.

Requirements

Series 7 required, or must be obtained within one year.
CAMS or another recognized AML certification required, or must be obtained within one year if the Series 7 is already held, or within two years if both credentials must be obtained; certification must be maintained in good standing.
Advanced analytical skills and strong attention to detail.
Clear, professional written and verbal communication, including client correspondence.
Sound judgment in identifying concerns that warrant formal attention and escalating them appropriately.
Discretion in handling sensitive and confidential information.
Strong organizational and prioritization skills in a fast-paced environment.
Ability to build effective working relationships with people at all levels of the organization.

Nice To Haves

Bachelor’s degree in Finance, Accounting, Business Administration, Criminal Justice, or a related field preferred.
At least 3 years of experience at a financial institution, including specific experience in AML, fraud, or client complaint handling.
Working knowledge of BSA/AML and OFAC requirements and complaint reporting requirements, including Form U4 disclosures.
Experience with Salesforce, FIS, and LexisNexis.

Responsibilities

Carry out AML activities in accordance with firm policies and standards.
Contribute to drafting and updating AML policies and procedures.
Review documentation for completeness and alignment with regulatory requirements.
Maintain AML and OFAC Program records in accordance with recordkeeping and retention requirements.
Assist with reviewing, developing, and delivering AML Program training for business-line stakeholders.
Perform duties consistent with BSA, USA PATRIOT Act, Anti-Money Laundering Act, and OFAC requirements, including applicable training and reporting responsibilities.
Investigate transaction-monitoring alerts and customer due diligence or enhanced due diligence matters that may indicate money laundering, fraud, or terrorist financing.
Analyze transactional data and alerts for irregular activity, considering historical client activity and regulatory definitions of suspicious activity.
Review and resolve OFAC and sanctions screening alerts.
Prepare and file Suspicious Activity Reports (SARs) and other required regulatory filings when warranted.
Review and respond to FinCEN 314(a) requests and submit and respond to 314(b) information-sharing requests.
Escalate trends, patterns, high-risk activity, and significant red flags to management.
Work with management on strategic initiatives, process improvements, and enhancements to AML and OFAC programs; serve as a subject matter expert within the firm.
Review client communications to determine whether they meet the definition of a complaint.
Investigate complaints with internal partners as needed and determine appropriate resolutions.
Correspond with clients and ensure Form U4 amendments and other required regulatory reporting are completed accurately and on time, with supporting records maintained.
Maintain the complaint log and report trends to management.
Perform other tasks and responsibilities as assigned by leadership to support departmental and organizational objectives.