AML Compliance Officer

StoneX Group • Miami, FL

3d

About The Position

The AML Department manages the anti-money laundering, sanctions, and financial crime compliance and regulatory obligations applicable to the Firm's businesses. This role is an experienced AML/Financial Crime Compliance subject matter expert dedicated to supporting the Chief AML Officer for the Broker-Dealer (BD) Securities Division. The position handles day-to-day coverage for the AML Compliance Program, applies industry best practices, and advises the front office and cross-department stakeholders.

The role responds to front-office inquiries regarding customer matters; advises on CIP/KYC/CDD and other AML requirements; reviews enhanced due diligence to evaluate customer risk and provide clearance; performs transaction monitoring reviews and investigations; reviews and approves wire and third-party fund requests; handles activity and adverse-media alert escalations; and works with independent auditors and regulators to provide requested information. The position also periodically evaluates policies and processes and works with AML colleagues on projects to enhance the AML Program.

Requirements

• Strong knowledge of AML and related regulatory requirements, including BSA/AML, OFAC sanctions, FinCEN, and FINRA/SEC obligations.
• A minimum of 5–7 years of direct second-line AML/Financial Crime Compliance experience, primarily focused on ML Advisory, EDD, and/or AML investigations.
• Direct experience supporting broker-dealer businesses and strong understanding of relevant products, services, customer types, and AML requirements, including FINRA Rule 3310.
• Demonstrated experience advising front-office and business stakeholders on complex AML matters, including HNW and UHNW clients, intricate corporate and beneficial ownership structures, and other elevated-risk customer relationships.
• Strong partnership, collaboration, and relationship-building skills, including the ability to work across AML, Compliance, Risk, Operations, and business teams.
• Excellent written and verbal communication skills, including the ability to explain complex AML risks, regulatory requirements, and recommendations to business, compliance, and senior management stakeholders.
• Strong execution and organizational skills, with accuracy, attention to detail, and ability to deliver against action plans and timelines.
• Sound judgment and decision-making skills and the ability to identify, assess, and appropriately mitigate AML and financial crime risks.

Responsibilities

• Maintain an in-depth understanding of how BSA/USA PATRIOT Act, OFAC/sanctions, FinCEN, and FINRA/SEC requirements apply to Clearing (Direct and Indirect) and Wealth Management business lines in the BD Securities Division.
• Support AML advisory coverage for CIP/KYC/CDD onboarding, front office, operations, treasury, and other relevant functions.
• Handle and resolve AML escalations from front-office, CIP/KYC/CDD onboarding, and operations/treasury teams.
• Conduct enhanced due diligence reviews on new accounts for high-net-worth individuals, including complex structures such as offshore trusts and personal holding companies.
• Perform transaction monitoring reviews, assess risks, investigate activity as needed, and prepare and file SARs when necessary.
• Conduct periodic EDD reviews of existing higher-risk customers and activity lookbacks.
• Complete assigned cases on time and escalate issues requiring AML management attention or review.
• Assist with updating relevant policies and procedures.
• Compile and provide materials requested during independent audits and regulatory examinations.
• Review and provide feedback on complex or high-risk KYC cases to ensure compliance with internal policy, regulatory standards, and quality benchmarks.
• Act as a point of escalation for CIP/KYC/CDD matters.
• Provide ad hoc training and guidance on CIP/KYC/CDD requirements and establish escalation paths.
• Collaborate with AML stakeholders and first-line functions on projects to enhance the AML Program.
• Perform other duties as assigned by the line manager.

Benefits

• A full range of medical, financial, and/or other benefits, dependent on the position.
• Potential eligibility to participate in an incentive compensation plan, subject to business performance and management recommendations.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed