AML Compliance Officer- Onsite OKC, OK

APMEX•Oklahoma City, OK

5d•$65,000 - $75,000•Onsite

About The Position

The AML Compliance Officer leads Bullion International Group’s and its North American entities’ BSA/AML, OFAC, sanctions, and financial crimes compliance programs. The role oversees risk-based monitoring, testing, investigations, customer due diligence, sanctions screening, regulatory reporting, and compliance records. It reports to the AML & Fraud Compliance Manager, escalates significant events, and provides regular updates to the Chief Risk Officer. The officer also supports regulatory examinations and independent audits and coordinates remediation of findings. The position leads and develops the Financial Crimes/AML Compliance Team, establishes team metrics and quality assurance, and serves as the escalation point for complex or high-risk cases. It maintains the enterprise-wide AML and OFAC risk assessment, transaction monitoring rules, customer risk-rating methodology, written compliance programs, policies, and procedures. The officer reviews new products, payment methods, vendors, and business initiatives for financial crimes risk, delivers training, and collaborates with internal teams, auditors, law enforcement, and regulators. This is a full-time role based in downtown Oklahoma City. The posting seeks a local candidate and specifies an in-office requirement Tuesday through Thursday.

Requirements

Bachelor’s degree; the posting lists a four-year degree and identifies a bachelor’s degree as preferred.
At least 5 years of BSA/AML, OFAC/sanctions, or financial crimes compliance, risk management, or audit experience, with a strong focus on AML and sanctions risk assessment and controls.
At least 2 years supervising or leading an AML, sanctions, financial crimes compliance, or investigations team.
In-depth knowledge of BSA/AML, including KYC, CIP, CDD, and EDD; OFAC regulations; and financial crimes compliance and operations, including FinCEN, BSA, the USA PATRIOT Act, OFAC sanctions programs, state laws, and other relevant regulations.
Experience managing regulatory examinations, independent BSA/AML testing, remediation of findings, and management reporting.
Hands-on experience with transaction monitoring, case management, KYC/identity verification, and sanctions screening systems, including rule tuning.
Strong interpersonal and collaboration skills and effectiveness in team-oriented environments.
Advanced critical-thinking, analytical, and problem-solving abilities.
Advanced Microsoft Word, Excel, and PowerPoint skills.
Ability to maintain recognized professional certifications in AML, sanctions, or financial compliance; examples include CAMS, CAFP, CFE, and CGSS.
Demonstrated accountability, dependability, business alignment, change leadership, coaching and mentoring, confidentiality, communication, decision-making and judgment, ethics and integrity, leadership, and adaptability in high-volume environments.

Nice To Haves

Industry experience in precious metals, banking, commodities, MSBs, or casinos.
Familiarity with analytical software such as SAS, Tableau, or ACL.
Recognized professional certifications such as Certified Anti-Money Laundering Specialist (CAMS), Certified AML and Fraud Professional (CAFP), Certified Fraud Examiner (CFE), or Certified Global Sanctions Specialist (CGSS).

Responsibilities

Lead the day-to-day BSA/AML, OFAC, sanctions, and financial crimes compliance program for Bullion International Group and its North American entities; report key metrics, risks, filings, findings, and remediation status to the AML & Fraud Compliance Manager and escalate significant events to the Chief Risk Officer.
Lead, supervise, and develop the Financial Crimes/AML Compliance Team, including setting priorities, assigning work, ensuring staffing and coverage, hiring, onboarding, performance reviews, coaching, corrective action, and succession planning.
Serve as the primary escalation point for complex or high-risk cases and customer escalations.
Establish team performance metrics and a quality assurance program for alert reviews, investigations, KYC/EDD files, and BSA/AML and sanctions filings, supported by procedures and escalation paths.
Conduct risk-based AML, sanctions, and financial crimes monitoring and evaluation, including an enterprise-wide BSA/AML and OFAC risk assessment at least annually and when relevant business changes occur; analyze findings and report results.
Use data analysis tools to quantify risks, evaluate controls, and identify weaknesses or gaps.
Stay current on BSA/AML, OFAC, sanctions, FinCEN advisories and AML/CFT National Priorities, IRS and state regulatory changes, industry trends, and emerging issues to inform risk strategies and testing plans.
Lead CIP, KYC, CDD, beneficial ownership collection, and EDD; conduct EDD reviews of high-risk customers and PEPs; maintain the customer risk-rating methodology; approve or decline high-risk relationships; and conduct periodic reviews and exits.
Manage transaction monitoring systems and rules, including periodic tuning, threshold validation, and documentation of rule logic and changes.
Lead and conduct unusual-activity investigations; make final SAR decisions; ensure SARs are complete, accurate, confidential, and filed within 30 calendar days of initial detection; and document decisions not to file.
Interpret and ensure compliance with BSA/AML reporting and legal-process requirements, including subpoena responses, Form 8300 filing and customer notifications, and CTRs where applicable; review trust and estate documents to verify customer identity, authority, and beneficial ownership; and serve as the primary contact for law enforcement inquiries.
Manage OFAC and other sanctions screening of customers, counterparties, and transactions; review and disposition potential matches; submit required reports for blocked or rejected transactions and blocked property; and periodically test screening tools.
Assess financial crimes and fraud-related risks across customers, dealers, and suppliers, including fraud-related chargebacks, in coordination with the Fraud team.
Review and update the written, risk-based AML/OFAC and sanctions compliance program and related policies, procedures, and risk programs; submit updates for management approval; and review new products, payment methods, vendors, and business initiatives for risk before launch.
Deliver annual AML/BSA, OFAC, and sanctions training to staff and management, along with role-specific training for the Financial Crimes/AML Compliance Team.
Build collaborative relationships with AML and Fraud teams, Customer Service, Operations, Trading, IT, Legal, senior management, internal stakeholders, and auditors to resolve compliance issues and implement system and process changes.
Coordinate external AML/BSA and sanctions audits, independent testing, and examinations; prepare examination materials and management responses; and track findings through remediation and validation.
Ensure AML, sanctions, and financial crimes compliance records are accurate and maintained in accordance with regulatory requirements.