Specialized Corporate Senior Credit Officer - Healthcare

Regions Bank•Nashville, TN

1d•Onsite

About The Position

At Regions, the Specialized Corporate Senior Credit Officer (SCO) is accountable for the credit quality (past dues, NPA, Criticized assets, Net Losses, Exceptions, etc.), profitability and growth of the total business loan portfolio in the assigned Specialized LOB/Industry Vertical. The Specialized Corporate Senior Credit Officer ensures and is responsible for execution of sound risk management practices as part of the 2nd Line of Defense. The position will be assigned to one of the specialized industries teams, such as Health Care, Tech & Defense, Transportation & Logistics, Financial Services, Energy, etc. The Specialized Corporate Senior Credit Officer serves as a subject matter expert and internal resource for Corporate Bank lending transactions where Senior Credit Officer approval is required and ensures sound risk management practices are applied to all related transactions. The position reports to a Corporate Bank Credit Division Manager.

Requirements

Bachelor’s degree in related field
Ten+ (10+) years of related experience
Deep sector/industry knowledge
Excellent communication skills
Excellent organizational and time management skills
Excellent analytical and quantitative skills
Excellent verbal, written communication, and organizational skills
Skilled in applicable computer software

Nice To Haves

Completion of a formal Credit Training Program

Responsibilities

Responsible for the overall creditworthiness of loan transactions within the assigned Specialized LOB/Industry vertical portfolio
Manages the Specialized LOB/Industry vertical’s credit exposure to ensure adherence to Region’s Risk Appetite Statement and to all asset quality, diversification, and exposure parameters
Reports to Credit Division Executive and Executive management (when needed) and is accountable for the quality and profitability (return relative to risk) of the Specialized LOB/Industry vertical’s loan portfolios
Serves as Policy Author to relevant policies under the Senior Credit Officer’s purview and routinely provides input to credit policy group(s) on revisions/amendments to existing standards, documentation requirements, and underwriting guidance
Prepares a quarterly Credit Officer Summary Report discussing the risk, trends, and priority activities within the specialty group
Partners with multiple Corporate Banking Group lines of business to improve efficiency, effectiveness, productivity and/or control throughout the Credit/Underwriting process
Serves as an additional trainer/mentor for the respective Credit Products and Coverage teams to provide training and coaching to ensure consistent, sound underwriting practices
Serves as a member of or project lead for various ad-hoc projects as needed