Specialist, Workers' Compensation

Martin & Company
•$100,000 - $130,000

About The Position

As a Workers’ Compensation Specialist, you will be the senior subject matter expert on the Workers' Compensation (WC) Filings team. You will own complex engagements end to end, from scoping and filing strategy through submission, objection resolution, and approval, and serve as a trusted, client-facing advisor on state requirements and program design. This is a senior individual contributor role for a seasoned WC professional with knowledge of NCCI and independent bureau states and hands-on experience with large deductible programs, retrospective rating plans, and managed care arrangements. You will handle filings and objections requiring deep expertise and sound judgment, and serve as a go-to resource for analysts. The position offers a base salary of $100,000 to $130,000, with the final offer based on experience, qualifications, and skills. The compensation package also includes bonus potential, profit sharing, and benefits intended to support well-being and work-life balance.

Requirements

  • 8–10+ years of Workers' Compensation experience, including 5+ years of hands-on rate, rule, and form filing work.
  • Deep working knowledge of NCCI manuals and rules, including the Basic Manual, Experience Rating Plan, and Retrospective Rating Plan, as well as independent bureau state requirements.
  • Demonstrated experience with large deductible programs, retrospective rating plans, and managed care arrangements, including state-specific filing and regulatory requirements.
  • A proven track record of independently leading complex, multi-state filings and resolving objections from start to finish.
  • Experience working directly with clients and regulators.
  • Strong written and verbal communication skills.
  • Proficiency with SERFF and Microsoft Office, including Excel, Word, and PowerPoint.
  • Strong judgment and attention to detail.
  • Ability to manage multiple engagements and deadlines independently.

Nice To Haves

  • Experience at a WC carrier, rating bureau, state insurance department, or insurance consulting firm.
  • Familiarity with WC actuarial support, including loss cost multipliers, deviations, schedule rating, and experience rating, and ability to work closely with actuaries.
  • Professional designations such as CPCU, AINS, or similar.
  • Bachelor's degree in business, insurance, risk management, or a related field.

Responsibilities

  • Own the full lifecycle of Workers' Compensation rate, rule, and form filings across NCCI and independent bureau states, from scoping and filing strategy through drafting, submission, objection resolution, and approval.
  • Lead filings involving large deductible programs, retrospective rating plans, managed care arrangements and credits, and other complex WC program elements.
  • Apply state-specific WC rules, bureau requirements, and regulatory expectations to structure filings that anticipate regulator concerns and minimize objections.
  • Prepare and review filing memoranda, explanatory exhibits, rule and form language, and transmittals, coordinating with actuarial and product teams on supporting documentation.
  • Lead responses to complex and escalated objections by analyzing regulator concerns, developing response strategies, drafting responses, and driving resolution on time.
  • Communicate directly with state insurance departments and rating bureaus to clarify requirements, negotiate approaches, and resolve open issues.
  • Track NCCI and independent bureau circulars, loss cost and rate changes, and state legislative and regulatory developments, translating them into practical guidance for clients and the team.
  • Serve as a primary client contact on WC filing engagements, advising carriers and MGAs on filing strategy, program design, and state requirements.
  • Partner with the WC Director and client teams to scope engagements, set realistic timelines, and keep clients informed of status and risks.
  • Own the quality and accuracy of client-facing work and deliver clear, polished, well-reasoned recommendations.
  • Act as a go-to WC resource for analysts navigating unusual state requirements, specialty programs, and difficult objections.
  • Review analysts' WC filings and objection responses for accuracy, completeness, and compliance, and provide feedback that builds their independence.
  • Contribute to WC procedures, state reference guides, templates, and training materials to improve team quality and consistency.

Benefits

  • Bonus potential
  • Profit sharing
  • Health insurance
  • Dental insurance
  • Vision insurance
  • 401(k) retirement plan options
  • Generous, flexible paid time off (PTO) policy
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