Spécialiste du financement hypothécaire/ Bilingual Mortgage Funding Specialist

Questrade Financial Group•Montreal, QC

1d•CA$57,000 - CA$67,000•Hybrid

About The Position

Questrade Financial Group (QFG), through its companies - Questrade, Questbank, Questrade Wealth Management, Community Trust Company, Zolo, and Flexiti, provides securities and foreign currency investment, professionally managed investment portfolios, mortgages, real estate services, financial services and more. We use cutting-edge technology to help Canadians become much more financially successful and secure. At QFG, we combine human-centric collaboration with AI-driven innovation to redefine financial services. The ideal candidate will be a catalyst for change, using AI to transform and deliver unparalleled customer experiences and shaping a future where AI empowers our teams to do their best work. Join our diverse, inclusive, and hybrid workplace to unleash your creativity and nurture your curiosity without limits. If you share this sense of infinite possibility, come shape your future at QFG. English version to follow. Reporting to the Supervisor, Mortgage Funding, the Mortgage Funding Specialist is responsible for the settlement and delivery of all advances of mortgage loan funding for all products and business lines including Residential Lending. The Mortgage Funding Specialist will provide support and funding services to the Residential Lending Department and will contribute to the success of the department in achieving its goals while remaining focused on operational excellence, compliance and delivery of superior customer service.

Requirements

Mortgage Funding Expertise: Deep understanding of the mortgage funding process, products, and regulations.
Compliance & Regulatory Knowledge: Strong knowledge of AML/ATF, KYC, and relevant mortgage regulations.
Accuracy & Attention to Detail: Meticulous record-keeping and document review skills.
Communication and Teamwork: Excellent communication and collaboration skills with internal/external partners.
Relationship building: Establishing and maintaining positive relationships.
Problem-Solving & Analytical Skills: Ability to identify and resolve issues efficiently.
Work ethic: Demonstrating commitment, responsibility, and diligence.
Time Management & Prioritization: Exceptional organizational skills to meet deadlines in a high-volume environment.
Adaptability: Adjusting to changing priorities and circumstances.
Technical Proficiency: Proficient in Google Workspace and Microsoft Office Suites (Word, Excel, PowerPoint) and relevant mortgage software.
Fully Bi-lingual in French and English
Minimum of 2 years related experience in mortgage funding, law office, financial services, or a related role.
Post-Secondary Education preferred.
Sound understanding of registered products.
Working knowledge of financial regulatory requirements on registered products, AML, and Compliance is an asset
Demonstrated effective organizational and time management skills.
Demonstrated interpersonal and relationship building skills.
Solid written and verbal business communication skills.
Strong analytical skills.
Proficiency in Google Workspace and Microsoft Office Suite (Word, Excel, PowerPoint).
Detail oriented with an acute attention to accuracy.

Nice To Haves

Post-Secondary Education preferred.
Working knowledge of financial regulatory requirements on registered products, AML, and Compliance is an asset

Responsibilities

Collaborate with the Residential Lending team to ensure that deals close efficiently, and on time to achieve department targets
Collect and review all pertinent documents received from the Solicitor to ensure documents meet all requirements and outstanding conditions and files are complete.
Follow up with FCT and/or Solicitor for all required information.
Collaborate with the Originations Team to resolve outstanding conditions.
Process all transactions within the established service level agreement.
Responsible for all post funding due diligence, including ensuring file is complete, brokers/agents are paid and Advance, and ensuring that Welcome letters are sent on a timely basis.
Respond promptly and collaboratively to resolve any system and accounting issues as identified by finance.
Establish and maintain key relationships with external business partners, such as Solicitors, Brokers, and 3rd parties.
Respond to and/or investigate all internal and external client inquiries within the department service standards
Ensure accurate record keeping – both electronic and paper based and ensure that all records are stored and retained to meet CTC standards.
Follow all AML policies and procedures with client accounts with an emphasis on “Know Your Client” rules
Proactively identify actual and potential violations of AML regulatory requirements, internal policies and procedures or other AML/ATF risk situations at an early stage. Conduct appropriate inquiries and investigations in relation to any such situation and ensure that corrective actions and/or risk mitigation actions are implemented in a timely manner or escalated appropriately.
Adhere to compliance and operational risk controls in accordance with company’s policies and procedures.

Benefits

Programmes et ressources dédiés à la santé et au mieux-être.
Vacances rémunérées, journées personnelles et congés maladie pour favoriser un équilibre sain entre travail et vie personnelle.
Rémunération globale et gamme d’avantages sociaux concurrentiels.
Possibilités de croissance et de perfectionnement professionnel.
Occasions de contribuer à des causes communautaires.
Environnement collaboratif et inclusif où vous côtoierez des collègues issus de la diversité.
Health & wellbeing resources and programs
Paid vacation, personal, and sick days for work-life balance
Competitive compensation and benefits packages
Career growth and development opportunities
Opportunities to contribute to community causes
Work with diverse team members in an inclusive and collaborative environment
comprehensive benefits plan
competitive incentive (bonus) program