Software Engineer - Money Engineering - New York, NY

AtomsNew York, NY
$145,000 - $183,250Onsite

About The Position

Atoms is building Physical AI— real-world robots for the industries that move civilization forward, starting with food, mining, and transport. Our systems are designed to understand, predict, and control the real world with precision, turning complex physical operations into something more reliable, more scalable, and more productive. This work requires deep integration across hardware, software, AI, operations, manufacturing, and real estate. We don’t just build machines in a lab. We deploy them into real environments, operate them, learn from them, and improve them until they work at scale. The Software Engineer role focuses on engineering and maintaining core money platform capabilities, emphasizing high availability, security, and scalability. This includes taking ownership of team operations and availability by ensuring proper monitoring, triage rotations, playbooks, policies, testing, and alerting for "keep the lights on" and on-call efforts. The role also involves supporting peers and stakeholders in the product development lifecycle by collaborating with product management, design, and analytics, participating in ideation, articulating technical constraints, and partnering on decisions that consider risks and trade-offs.

Requirements

  • Proficiency in backend programming languages like Java or Go.
  • Familiarity with relational and/or NoSQL databases (e.g., PostgreSQL, Redis).
  • Experience with cloud platforms like AWS, Google Cloud, or Azure.
  • Understanding of RESTful APIs, microservices, and distributed systems.
  • Strong debugging and problem-solving skills.

Nice To Haves

  • 3+ years of professional software engineering experience, with significant time spent in payments, billing, or financial technology.
  • Deep understanding of the payment processing lifecycle, including authorization, capture, settlement, and reconciliation.
  • Direct experience with payment gateways (e.g., Stripe, Adyen, PayPal).
  • Demonstrated experience in architecting and operating large-scale, fault-tolerant distributed systems that handle financial data.
  • Knowledge of fraud detection techniques and experience building or integrating with risk management systems.

Responsibilities

  • Engineer and maintain our core money platform capabilities, focusing on high availability, security, and scalability.
  • Take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on-call efforts.
  • Support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.

Benefits

  • Medical, dental, and vision insurance (multiple plans, incl. HSA options).
  • Company-paid life and disability insurance (short- and long-term).
  • Voluntary insurance: accident, critical illness, hospital indemnity.
  • Optional supplemental life insurance for self, spouse, and children.
  • Pet insurance discount.
  • 401(k).
  • Health Savings Account (HSA)
  • Flexible Spending Accounts (Healthcare, Dependent Care, Commuter)
  • Discretionary vacation days
  • 8 paid holidays per year
  • Paid sick time
  • Paid Bereavement leave
  • Paid Parental Leave
  • Equity awards
  • Annual performance-based bonus
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