Small Commercial Renewal Underwriter

Merchants Insurance Group • Bedford, NH

3d • Hybrid

About The Position

Merchants Insurance Group is seeking a Small Commercial Renewal Underwriter to join its Commercial Lines Underwriting team in Bedford, New Hampshire. The role works with agency partners to provide professional service and support favorable outcomes for policyholders, profitable growth for Merchants, and agency partners.

The position individually underwrites small commercial accounts, targeting premiums up to $25,000 or as assigned by the Regional Supervisor or Manager. The underwriter works with an underwriting assistant to follow corporate underwriting policies and service standards, and consults with the Regional Underwriting Manager or Supervisor on accounts that exceed individual authority.

The role follows a hybrid work schedule, with two full days per week in the office and flexibility to work remotely or onsite on the remaining days.

Requirements

• College degree or equivalent work experience.
• 1–3 years in the insurance business as a property and casualty commercial lines underwriter with individual risk underwriting responsibilities.
• Strong background in underwriting commercial lines accounts and building agency relationships.
• Knowledge of Microsoft Office and ability to work with internal company systems, including WINS and ImageRight.
• Strong communication, organizational, and computer skills.

Nice To Haves

• Property and casualty insurance-related coursework, such as CPCU.
• Previous agency relationships within the local insurance industry.

Responsibilities

• Individually underwrite new small commercial accounts, targeting up to $25,000 in premium or as assigned by the Regional Supervisor or Manager.
• Cultivate strong relationships with agency partners through in-person and virtual meetings.
• Work with the underwriting assistant to ensure adherence to corporate underwriting policy and service standards.
• Review accounts beyond individual authority with the Regional Underwriting Manager or Supervisor and recommend a course of action.
• Achieve commercial lines regional production goals and loss ratio objectives for the assigned territory.

Benefits

• Welcoming and positive work environment.
• Flexible work arrangements, including flex scheduling and summer hours.
• Hybrid work schedule.
• Competitive pay scale.
• Generous paid time off package.
• Health insurance.
• Dental insurance.
• Vision insurance.
• Life insurance.
• Short-term disability coverage.
• 401(k) employer match of 100% up to 6% of annual contributions, with immediate 100% vesting in employer match dollars.
• Company bonus program.
• Tuition reimbursement.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level