Small Business Relationship Banker I - Sacramento, CA - Alhambra & J
About The Position
At U.S. Bank, the Small Business Relationship Banker I provides comprehensive financial solutions to small businesses with annual revenues between $500,000 and $2.5 million. The role demonstrates excellent customer service in accordance with U.S. Bank Core Values and uses digital tools alongside personal relationships to serve business customers. The banker deepens existing customer relationships through routine calling and develops new opportunities through business development, outside prospecting, and sales activities. The role is responsible for growing revenue and meeting assigned financial targets and growth goals. Additional work includes opening accounts, identifying and opening product solutions, and servicing and maintaining customer accounts. The banker builds internal and external relationships, collaborates with branch partners, centers of influence, clients, and other business-line partners, and refers clients to Business Banking or other U.S. Bancorp areas for additional needs. This position requires working from a U.S. Bank location five days per week and driving two or more hours per week. Compensation includes base pay and eligibility for incentives based on production under the applicable incentive plan.
Requirements
- Bachelor's degree or equivalent work experience.
- Typically three or more years of customer service, consultative sales, and/or prospecting experience.
- Ability to work from a U.S. Bank location five days per week.
- Ability to drive two or more hours per week.
Nice To Haves
- Comprehensive knowledge of applicable bank and branch policies, procedures, and support systems.
- Understanding of banking operations, product knowledge, sales, new business development, customer service and relations, and community relations.
- Basic knowledge of cash flow management and business credit underwriting.
- Effective written and verbal communication skills, including the ability to convey business recommendations effectively.
Responsibilities
- Provide excellent customer service in accordance with U.S. Bank Core Values.
- Provide comprehensive financial solutions to small businesses with annual revenues between $500,000 and $2.5 million.
- Deepen existing customer relationships through routine calling.
- Develop new relationship opportunities through business development and outside prospecting.
- Conduct sales activities to grow revenue and achieve assigned financial targets and growth goals.
- Use digital tools and personal connections to offer solutions to business customers.
- Open accounts and identify and open product solutions.
- Service and maintain accounts for customers within the segment.
- Develop internal and external relationships and collaborate with branch partners, centers of influence, clients, and other business-line partners.
- Refer clients to Business Banking and/or other U.S. Bancorp areas for additional needs.
Benefits
- Healthcare coverage, including medical, dental, and vision.
- Basic term and optional term life insurance.
- Short-term and long-term disability coverage.
- Pregnancy disability and parental leave.
- 401(k) and an employer-funded retirement plan.
- Paid vacation, from two to five weeks depending on salary grade and tenure.
- Up to 11 paid holiday opportunities.
- Adoption assistance.
- Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
- Incentive and recognition programs.
- Equity stock purchase, 401(k) contribution, and pension, subject to eligibility requirements.
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
