Servicing Title Curative Analyst

Freedom Mortgage•Evesham Township, NJ

About The Position

The Analyst, Title Svc II – Servicing Operations Support files loan policy insurance claims related to title issues, as recommended by legal counsel or identified through examination of title reports. The role evaluates property reports and title policies to identify problems or restrictions affecting lien position and conveyances. It coordinates with attorneys and underwriters to determine title-resolution options in accordance with state laws and investor requirements, and may dispute counsel’s recommendations when appropriate. The analyst also assists management with documenting department processes and procedures. This is an individual-contributor position with no direct reports. The work involves interpreting company policies and procedures to address general problems and issues. Work is normally performed in a typical interior office environment with moderate noise and no hazardous or unpleasant elements.

Requirements

High school diploma.
Two to four years of related experience.
Proficiency in Microsoft Office.
Excellent written and verbal communication skills.
Strong organizational and follow-up skills.
Extensive knowledge of legal terminology related to title insurance and property law.
Ability to read, analyze, and interpret legal documents, policies, regulations, and guidelines.
Attention to detail and a high level of accuracy.
Research, analytical, and problem-solving abilities.
Ability to manage time and prioritize tasks independently.
Ability to read and interpret business reports, legal documents, government regulations, and investor guides; write reports and business correspondence; and present information and respond to questions from employees, managers, clients, and legal professionals.
Ability to calculate percentages and interest, apply basic mathematical concepts and basic algebra, and solve problems using data analysis and valid conclusions.
Ability to define problems, collect and analyze data, establish facts, draw valid conclusions, and solve problems involving concrete variables with limited standardization.
Ability to sit frequently and talk or hear; occasionally stand, walk, use hands to finger, handle, or feel, reach with hands and arms, and lift or move up to 25 pounds, with reasonable accommodations where applicable.

Nice To Haves

Bachelor’s degree, post-secondary coursework, or a certificate.

Responsibilities

Assist peers in reviewing and analyzing complex title issues and determining steps for resolution.
Review and analyze title issues identified in property reports.
Compare loan policies with property reports to assess risk exposure and issues affecting lien position and conveyance.
Abstract and verify property records using vendor databases and online services.
Review, analyze, and interpret loan documents, legal documents, policies, regulations, and guidelines.
Obtain and compile documents required to file title claims.
Maintain a portfolio of title issues and detailed records of claim resolution or settlement, including timelines and correspondence.
Investigate possible title issues raised through borrower correspondence.
Review and assess Homeowner and Condo Association liens for super-lien priority interest.
Approve attorney fees and dispute attorney-fee requests.
Use company systems and software to make file notations, upload supporting documents to the imaging system of record, review and complete assigned tasks, and monitor attorney tasks and responses.
Escalate potential losses of lien priority, monetary losses, and other potential losses or risk exposures to management.
Comply with company policies and procedures.
Maintain regular and punctual attendance.