Senior Underwriting Consultant – Life Underwriting – Remote

Symetra • ,

17h • $106,400 - $177,300 • Remote

About The Position

Symetra is hiring a Senior Underwriting Consultant for its Life Underwriting Department, supporting the Large Case and High-Net-Worth Foreign National Team. The role assesses complex mortality risks and individual life insurance applications, including high-net-worth and international business, using sound underwriting judgment and company guidelines while balancing customer and market needs. The position works collaboratively with Medical Directors, underwriting leadership, peers, internal partners, and distribution teams, and contributes to a culture of learning, partnership, and continuous improvement. It is remote-first, with flexible full-time or hybrid telecommuting arrangements and occasional travel potentially required. The position offers a salary range of $106,400–$177,300, plus eligibility for an annual bonus program.

Requirements

• At least 10–15 years of cumulative, relevant experience.
• Proven analytical and problem-solving skills.
• Strong attention to detail and ability to manage large caseloads and provide quick turnaround times while maintaining Symetra’s mortality standards.
• Strong technical and financial underwriting skills.
• Service orientation and commitment to meeting deadlines, prioritizing, and handling multiple tasks in a demanding work environment.
• Strong written and verbal interpersonal and communication skills.
• Mastery of underwriting principles and practices, insurance medicine, financial underwriting, field operations, product offerings, and life insurance contract law.
• Ability to travel and make presentations to clients and producers.
• Strong negotiation skills.
• High school diploma required; applicants must be currently authorized to work in the United States at hire and maintain authorization throughout employment.
• For remote work, reliable internet with at least 100 Mbps download and 20 Mbps upload, using fiber, cable, or DSL. Satellite, cellular broadband, other wireless technology, and wired dial-up are not permitted.
• Candidates must appear on video for all interviews after the initial phone screen and comply with identity verification procedures.

Nice To Haves

• CLU, FALU, and/or FLMI designation, or working toward completion of a designation.
• College degree preferred.

Responsibilities

• Review individual life insurance applications, with a focus on high-net-worth and foreign national clients.
• Assess medical and non-medical risk in accordance with company guidelines and aim to deliver the best possible offer upfront.
• Collaborate with Medical Directors, Underwriting Leadership, and peers on complex or unique cases.
• Apply underwriting authority responsibly and collaborate appropriately on higher-limit cases.
• Meet service expectations while maintaining underwriting quality and consistency.
• Communicate underwriting decisions clearly and respectfully to internal partners and distribution teams.
• Build relationships that support long-term growth and mutual success.
• Educate agents and partners on underwriting topics, including leading seminars.
• Represent Symetra professionally in virtual and in-person settings.
• Mentor fellow underwriters and provide guidance on complex or high-visibility cases.
• Support training, coaching, and knowledge sharing.
• Lead educational sessions for agents, BGAs, and underwriting colleagues.
• Identify opportunities to improve underwriting processes and the customer experience.
• Participate in team, department, and company initiatives to drive innovation and effectiveness.
• Engage with industry events and stay current on trends to strengthen underwriting practices.
• Travel and make presentations to clients and producers as needed.

Benefits

• 401(k) plan with immediate vesting and company matching up to 6%.
• Paid vacation and sick time, flex days, and ten paid holidays.
• Company matching to support employees’ charitable giving.
• Flexible full-time or hybrid telecommuting arrangements.
• Annual bonus program eligibility.
• Symetra covers travel and accommodation expenses for required in-person leadership development training for newly hired people leaders with direct reports.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: High school or GED