Sr. Underwriter - Life Underwriting - Remote

Symetra•,

7h•$87,900 - $146,500•Remote

About The Position

Symetra is hiring a Senior Life Underwriter to join its Life Underwriting Department. The role reviews individual life insurance applications and evaluates medical and non-medical risks within authorized limits and department guidelines, aiming to deliver the best possible offer upfront. The Senior Underwriter collaborates with Medical Directors, Underwriting Leadership, and peers on complex cases, and balances service expectations with underwriting quality and consistency. The position also builds trusted relationships with internal partners and distribution teams, communicates decisions clearly, educates agents and partners on underwriting topics, and may lead seminars. The role contributes to process and customer-experience improvements, participates in initiatives, and stays current on industry trends. Periodic business travel may be required. The position is described as remote, with flexible full-time or hybrid telecommuting arrangements. Remote employees must have an internet connection meeting Symetra's stated minimum requirements: 100 Mbps download and 20 Mbps upload via fiber, cable, or DSL. Work visa sponsorship is not provided; applicants must be authorized to work in the United States and maintain that authorization throughout employment.

Requirements

At least 5 years of life underwriting experience.
Strong underwriting judgment, analytical skills, and attention to detail.
Organized and adaptable, with the ability to manage multiple priorities.
Clear, confident communication skills and the ability to build trust and collaborate effectively.
Willingness and ability to travel periodically for business needs and leadership development activities.
High school diploma required.
Must be currently authorized to work in the United States at hire and maintain authorization throughout employment; employer work visa sponsorship and support are not provided.
For remote work, internet service must provide at least 100 Mbps download and 20 Mbps upload through fiber, cable, or DSL; satellite, cellular broadband, other wireless technology, and wired dial-up are not permitted.

Nice To Haves

Demonstrated experience coaching and mentoring others.
College degree.

Responsibilities

Review individual life insurance applications and underwrite risks within authorized limits of authority and department guidelines.
Assess medical and non-medical risks in alignment with company guidelines, aiming to deliver the best possible offer upfront.
Collaborate with Medical Directors, Underwriting Leadership, and peers to navigate complex or unique cases.
Apply underwriting authority responsibly and collaborate appropriately.
Meet service expectations while maintaining quality and consistency.
Communicate underwriting decisions clearly and respectfully with internal partners and distribution teams.
Foster relationships that support long-term growth and mutual success.
Educate agents and partners on underwriting topics, including leading seminars.
Represent Symetra professionally in virtual and in-person settings; travel may be required.
Identify opportunities to improve underwriting processes and the customer experience.
Participate in team, department, and company initiatives that drive innovation and effectiveness.
Engage with industry events and stay current on trends to strengthen underwriting practices.