Sr Underwriter

BP&C•Omaha, NE

1d•Onsite

About The Position

The Senior Commercial Underwriter independently evaluates, underwrites, and manages complex commercial insurance risks in alignment with company underwriting guidelines, risk appetite, and profitability objectives. The role uses advanced technical expertise, sound judgment, and market awareness to assess risk quality, set appropriate coverage terms and pricing, and support disciplined growth within an assigned portfolio. The Senior Underwriter serves as a resource to agents and internal partners on unusual or higher-hazard accounts and supports underwriting consistency through mentoring, collaboration, and compliance with regulatory and company standards. The position represents underwriting for an assigned territory, manages an assigned book of business, and educates agents on underwriting procedures, philosophy, and new products. The role requires full-time physical presence in the company office. Depending on the candidate’s qualifications, the role may be filled at a lower level. Farm Family specializes in farm and ranch protection and offers products including farm packages, business owner policies, commercial package, workers compensation, commercial auto, and select personal auto coverage. It serves the Northeast and Mid-Atlantic markets and is pursuing growth across the United States. Farm Family entities are wholly owned subsidiaries of Clearbrook Group Holdings Inc.

Requirements

Six to eight years of underwriting experience, or equivalent P&C industry and/or farming or commercial industry knowledge.
Strong written and verbal communication skills, including the ability to explain underwriting decisions clearly.
Sound judgment and problem-solving abilities.
Experience mentoring or coaching less experienced underwriters.
Associate or bachelor's degree preferred but not required; equivalent experience may be considered in place of collegiate studies.
Legally authorized to work in the United States; employment visa sponsorship is not available.

Nice To Haves

Strong knowledge of commercial coverages, policy forms, endorsements, and rating methodology.
Familiarity with ISO forms, classifications, and state-specific rules and regulations.
Ability to identify coverage gaps, emerging risks, and portfolio trends.
Industry designations such as AINS, AU, or CPCU.

Responsibilities

Review and assess new business, renewals, endorsements, and cancellations across applicable commercial lines.
Apply classifications, coverage forms, endorsements, deductibles, and limits based on exposure analysis.
Ensure policy terms, conditions, and pricing comply with filed rates, rules, state regulations, and company standards.
Clearly document underwriting decisions and maintain accurate policy documentation and underwriting records.
Negotiate terms and conditions within authority to balance profitability and competitive positioning.
Build and maintain effective working relationships with agents, brokers, and internal stakeholders.
Manage and monitor an assigned book of business to support profitability, growth, and retention goals.
Handle co-signs and referrals, mentor new underwriters, and guide other underwriting levels on advanced or complex risks.
Independently assess alternative ways to make a risk acceptable.
Represent underwriting for an assigned territory.
Educate, coach, and train agents on underwriting procedures, philosophy, and new products.