Senior Underwriter, Risk Management

Liberty Mutual•Seattle, WA

About The Position

The Senior Underwriter works independently and autonomously on all but the most complex accounts or cases, subject to required process oversight. The role underwrites policies within assigned underwriting authority and makes analytical, data-driven decisions about whether to accept business, including pricing risks. In some parts of North America, the role focuses more heavily on complex or unusual policies and policies with high individual line sizes. The position manages broker, agent, and client portfolios; develops and underwrites profitable business; and represents Liberty in the market. It contributes data-driven insights to business and marketing planning, collaborates across departments to improve underwriting and processes, and shares technical expertise through mentoring, training, and external thought leadership. Liberty Mutual describes an inclusive workplace and offers comprehensive benefits, workplace flexibility, professional development opportunities, and opportunities through Employee Resource Groups. Compensation depends on factors including skills, experience, education, certifications, and location; some roles may include commission and/or bonus earnings under the applicable compensation plan.

Requirements

A degree in Business or equivalent is typically required.
At least 2.5 years of progressive underwriting experience and/or other related experience; typically 3 or more years.
Proven analytical ability to evaluate and judge underwriting risks within the scope of responsibility.
Competence in all phases and aspects of the underwriting process, including proficiency with qualitative and quantitative tools and techniques.
Ability to understand complex technical underwriting issues and define and implement underwriting and administrative processes or workflows to manage them.
Proven track record of developing and underwriting profitable business.

Nice To Haves

CPCU or another professional insurance designation is preferred.

Responsibilities

Underwrite policies within assigned underwriting authority and make data-driven decisions on business acceptance and risk pricing.
Manage a portfolio of brokers, agents, and clients.
Use market presence and expertise to develop and underwrite profitable business while representing Liberty.
Maintain, strengthen, and develop relationships with senior or market-leading brokers and key agents.
Explain key coverage differences in detail.
Provide significant input to business and marketing planning, including data-driven insights from portfolio analysis.
Participate in cross-department projects intended to improve underwriting and processes.
Collaborate effectively with teams, stakeholders, and partners, including UW Support, Claims, Actuarial, and Directors of Underwriting in North America.
Maintain strong knowledge of relevant legal cases, legislation, and regulation.
Share technical knowledge, including through external thought leadership.
Mentor, coach, and train other underwriters and internal partners.