Senior Underwriter, Risk Management

Liberty Mutual•Los Angeles, CA

15h

About The Position

The Senior Underwriter works independently and autonomously on all but the most complex accounts and cases, subject to required process oversight. The role underwrites policies within assigned authority and makes analytical, data-driven decisions about whether to accept business, including pricing risk. In parts of North America, the position is more likely to underwrite complex or unusual policies, or policies with high individual line sizes. The role manages a portfolio of brokers, agents, and clients; develops and underwrites profitable business; and represents Liberty in the market. It builds and maintains relationships with senior or market-leading brokers and key agents, provides detailed explanations of coverage differences, and contributes data-driven insights to business and marketing planning. The Senior Underwriter also collaborates across departments, supports underwriting and process improvement, shares technical expertise, and mentors and trains other underwriters and internal partners.

Requirements

A degree in Business or equivalent is typically required.
At least 2.5 years of progressive underwriting experience and/or other related experience; typically, 3 or more years.
Proven analytical ability to evaluate and judge underwriting risks within the scope of responsibility.
Competence across all phases and aspects of the underwriting process, including proficiency with qualitative and quantitative tools and techniques.
Ability to understand complex technical underwriting issues and define and implement the underwriting and administrative processes or workflows needed to manage them.
A proven track record of developing and underwriting profitable business.

Nice To Haves

CPCU or another professional insurance designation.

Responsibilities

Underwrite policies within assigned underwriting authority and make data-driven decisions about whether to accept business, including pricing the risk.
Manage a portfolio of brokers, agents, and clients.
Use market presence and expertise to develop and underwrite profitable business while representing Liberty.
Build, maintain, strengthen, and develop relationships with senior or market-leading brokers and key agents.
Explain key coverage differences in detail.
Provide significant input to business and marketing planning, including data-driven insights from portfolio analysis.
Participate in cross-departmental projects to improve underwriting and processes.
Collaborate with teams, stakeholders, and partners, including UW Support, Claims, Actuarial, and Directors of Underwriting in North America.
Maintain strong knowledge of relevant legal cases, legislation, and regulations.
Share technical expertise, including through external thought leadership.
Mentor, coach, and train other underwriters and internal partners.