Senior Underwriter, Midwest

Honeycomb Insurance•Chicago, IL

3d•$100,000 - $120,000•Hybrid

About The Position

Honeycomb Insurance is hiring a Senior Underwriter to support underwriting for its Midwest territory. The role focuses on renewal Habitational accounts and the Lessor’s Risk Only (LRO) and Habitational portfolio, including excess liability. The underwriter evaluates risk, makes decisions on referred accounts, analyzes policy changes, and contributes to profitable portfolio growth and retention using data, AI, and modern underwriting technology. The position partners with the Director of Underwriting and AVP of Renewal Underwriting and collaborates with team members and other divisions. It also involves monitoring portfolio composition, supporting marketing, completing special projects, and maintaining compliance with state insurance regulations and ISO rules in the assigned territory. Some travel may be required, less than 20%. The role is remote in the Midwest or hybrid from Honeycomb’s Chicago office three times weekly. Honeycomb describes opportunities for mentorship, project assignments, training and development, and internal and external networking.

Requirements

At least 4 years of underwriting or insurance experience, with a strong LRO background required.
AI proficiency and a desire to seek automation and efficiency opportunities.
Excellent verbal and written communication skills.
Strong analytical skills and attention to detail.
Personal qualities including curiosity, hard work, self-accountability, a positive attitude, humility, and a fun approach.
Willingness to share opinions and remain open to others’ opinions.
Passion for obtaining, retaining, using, and sharing knowledge.

Nice To Haves

Bachelor’s degree or equivalent education/experience preferred.
Retail agency relationship preferred.
Commercial Habitational and Specialty Property experience is a valued addition to a strong LRO background, but is not a standalone requirement.

Responsibilities

Evaluate renewal Habitational accounts for underwriting acceptability.
Make risk-based decisions on referred accounts and partner with the Director of Underwriting and AVP of Renewal Underwriting to support portfolio profitability and retention.
Analyze and approve requested policy changes across the LRO and Habitational portfolio.
Maintain familiarity with and comply with state insurance regulations and ISO rules for all states within the assigned underwriting territory.
Maintain open, transparent, and supportive communications with team members and interdivisional partners.
Monitor portfolio composition through reports, audits, and inspections.
Support marketing functions and efforts to build and promote Honeycomb.
Complete special projects and assignments.
Travel as deemed necessary; travel is stated as less than 20%.