Senior Trust & Wealth Advisor

The Croghan Colonial Bank•Cleveland, OH

About The Position

The Senior Trust & Wealth Advisor is an advanced client-facing professional in Croghan Colonial Bank’s Wealth Management and Trust Department. The role leads larger, more complex, and strategically important client relationships, combining financial planning, tax-aware wealth strategy, estate planning coordination, investment discussions, fiduciary judgment, relationship management, business development, mentoring, and governance contributions. It operates within a bank trust environment and uses Croghan’s fiduciary and trust capabilities. It is not a broker-dealer producer role, and securities licensing is not required for the core position unless Croghan separately assigns licensed activities through approved channels. The advisor serves as a senior relationship presence for complex or sensitive situations, develops strategies spanning families, entities, trusts, accounts, banking relationships, business interests, outside advisors, and next-generation stakeholders, and leads sophisticated client and professional-advisor conversations. The role applies advanced fiduciary judgment, coordinates specialist review when appropriate, provides planning and investment judgment where authorized, and may exercise higher delegated authority subject to bank policy and governance processes. The position also originates significant new relationships, develops referral networks, represents Croghan in professional and community settings, mentors colleagues, contributes to team standards and governance work, and recommends improvements to processes, client experience, training, technology, and risk practices. The position is based in the Greater Cleveland Area, Ohio, with travel to the Main Office in Fremont, Ohio, or other Croghan locations as needed.

Requirements

Eight to ten or more years of progressive experience in wealth management, RIA advisory work, financial planning, tax planning, estate planning, trust administration, fiduciary services, investment management, private banking, law, accounting, or a related discipline.
Demonstrated success independently managing complex client relationships and making high-quality decisions under fiduciary, planning, investment, service, documentation, regulatory, and reputational constraints.
Advanced technical competence across multiple wealth-management disciplines and judgment to recognize when specialist, legal, tax, compliance, committee, or executive involvement is required.
Demonstrated ability to develop business, cultivate referral sources, lead major prospect opportunities, mentor others, influence without relying solely on title, and improve team decision-making.
Ability to travel to the Main Office in Fremont, Ohio, or other physical Croghan locations as needed.

Nice To Haves

Bachelor’s degree in finance, business, accounting, economics, financial planning, law, taxation, or a related discipline, or equivalent relevant experience.
CFP and/or CPA credentials are strongly preferred for senior candidates.
JD, CTFA, CPWA, CIMA, CFA, AEP, or comparable role-relevant credentials are highly valued depending on experience and assigned responsibilities.
Background in CFP, CPA, JD, CTFA, CPWA, CIMA, CFA, advanced planning, tax, estate planning, RIA lead advisor work, family office, private wealth, or senior fiduciary advisory experience.
Ability to lead business development in a relationship-based, fiduciary, planning-oriented manner rather than through transactional sales tactics.
Credibility with attorneys, CPAs, business owners, executives, multi-generational families, bankers, and community leaders.
Willingness to mentor others, share expertise, build team standards, and help institutionalize client relationships.

Responsibilities

Lead larger, more complex, higher-risk, multi-generational, business-owner, executive, concentrated-asset, charitable, sensitive, or strategically important relationships.
Serve as the senior relationship presence when complexity, retention risk, fiduciary sensitivity, family dynamics, planning complexity, tax sensitivity, or reputational exposure requires advanced judgment.
Develop relationship strategies across family members, entities, trusts, investment accounts, fiduciary structures, banking relationships, business interests, outside advisors, and next-generation stakeholders.
Lead client and professional-advisor conversations involving estate planning, wealth transfer, fiduciary obligations, liquidity needs, portfolio strategy, tax-aware coordination, retirement income, business succession, charitable planning, incapacity, family governance, and beneficiary matters.
Apply advanced fiduciary judgment to governing documents, discretionary decisions, conflicts, beneficiary issues, complex distributions, unusual assets, account acceptance, account reviews, policy exceptions, and documentation requirements.
Recognize when legal, tax, compliance, committee, executive, investment, or fiduciary specialist review is required and coordinate it effectively.
Provide senior-level planning and investment judgment where authorized, including portfolio construction review, risk assessment, cash-flow needs, concentrated positions, liquidity issues, tax considerations, and implementation tradeoffs.
Exercise higher delegated authority where approved by bank policy and applicable governance processes.
Originate, lead, and convert significant new relationships consistent with Croghan’s fiduciary capabilities, client-service capacity, planning strengths, and target market.
Develop referral relationships with attorneys, CPAs, business advisors, commercial bankers, community leaders, and other centers of influence.
Represent Croghan through professional, community, educational, and client-facing activities that build credibility and create relationship opportunities.
Mentor Wealth Advisors, Associate Wealth Advisors, and other client-facing or support professionals through case consultation, meeting preparation, debriefing, technical coaching, documentation standards, and client communication guidance.
Contribute to standards for client reviews, planning quality, relationship segmentation, documentation, fiduciary escalation, client communication, business development, and professional development.
Participate in or support fiduciary, investment, account-acceptance, risk, audit, regulatory, policy, or governance work as assigned.
Identify process weaknesses, client-experience gaps, training needs, technology limitations, risk trends, and growth opportunities and recommend practical improvements.