Treasury Analyst

Pacific Life • Newport Beach, CA

8d • Hybrid

About The Position

Pacific Life is hiring a Senior Treasury Analyst for its Corporate Treasury Cash Management team in Newport Beach, California. This hybrid role is in the office four days per week, Monday through Thursday, and is an existing position on a seven-person team in the Corporate Treasury division. The analyst manages company cash positioning to ensure accurate and timely movement of funds, including short-term investing and debt issuance, a 90-day cash forecast, and coordination with Pacific Life Investments and other enterprise teams. The role also serves as a liaison between financial institutions and internal divisions to resolve banking issues, maintain relationships, and provide guidance.

The analyst owns liquidity analysis and short-term cash forecasting, supports banking and counterparty relationships, and assists with debt issuance, capital markets funding, short-term investments, and custodial transactions. The role also supports treasury risk controls, audits, systems and process improvements, management reporting, and executive decision-making. It works with colleagues including the Treasury Director, other Treasury Analysts, Treasury Service personnel, and Treasury System Support staff.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• Five years of experience in corporate treasury, finance, or banking operations.
• Familiarity with cash forecasting, liquidity management, and banking platforms.
• Experience with Treasury Management and ERP systems.
• Strong analytical and problem-solving skills.
• Advanced Excel and data visualization capabilities.
• Knowledge of payment systems, SWIFT, and bank connectivity.
• Excellent communication and stakeholder collaboration abilities.

Nice To Haves

• Certified Treasury Professional (CTP) designation, preferred; the posting identifies the AFP CTP designation as a standout qualification.
• Experience with FIS Integrity and RedBridge Hawkeye.
• Collaborative team member who requires minimal guidance.

Responsibilities

• Manage company cash positioning and the timely movement of funds to meet obligations, including short-term investing and short-term debt issuance.
• Manage the 90-day cash forecast and collaborate with Pacific Life Investments and enterprise teams to capture timely cash flows.
• Serve as liaison between financial institutions and internal divisions to resolve issues and provide banking expertise.
• Improve cash management practices, minimize risks and overdrafts, evaluate account analysis against banking contracts, and ensure compliance with internal controls and procedures.
• Own daily, weekly, and monthly liquidity analysis; monitor cash across entities, currencies, and banks; resolve transaction issues; forecast short-term cash needs; optimize cash concentration; and support liquidity stress testing and contingency funding plans.
• Build and maintain rolling cash flow forecasts, analyze accuracy and variances, and collaborate with ALM, Treasury Capital Markets, investment operations, accounting, and business units to improve liquidity and funding inputs.
• Maintain relationships with banks, custodians, and payment providers; analyze bank service utilization and fees; support bank administration; and monitor short-term debt and investment exposure and concentration limits.
• Provide back-office support for debt issuance and refinancing; monitor covenants, ratings triggers, and leverage metrics; and maintain debt schedules and interest expense forecasts.
• Monitor short-term investment portfolios, support investment operations' derivatives, cash, and asset settlements with custodial banks, and use collateral and settlement-instruction knowledge to support transaction clearing.
• Ensure compliance with investment guidelines, treasury policies, and internal controls; participate in audits and regulatory exams.
• Serve as a power user for treasury workstations, payment platforms, and bank portals; automate reporting and reconciliations; improve data quality and transparency; communicate system requirements; and support upgrades and integrations.
• Prepare dashboards and executive-level reports summarizing liquidity positions and funding options.
• Monitor and evaluate account analysis to ensure alignment with banking contracts.

Benefits

• Medical, dental, and vision coverage.
• Wellbeing Reimbursement Account for the employee or eligible dependents.
• Paid time off, holiday schedules, and Financial Planning Time Off.
• Paid parental leave.
• Adoption assistance program.
• 401(k) savings plan with company match and an additional contribution regardless of participation.
• Most employees are eligible for additional incentive pay.
• Flexible benefits tailored to employee needs.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior