Senior Stop Loss Renewal Analyst

HealthEZ•Edina, MN

2d•$95,000 - $120,000•Onsite

About The Position

The Senior Stop Loss Renewal Analyst is responsible for leading the renewal process for self-funded employer clients supported by the TPA. This role acts as a central analyst across internal departments (stop loss claims, underwriting support, account management) and external partners (stop loss carriers, brokers), ensuring accurate data, competitive renewal positioning, and seamless execution. The position plays a critical role in supporting client retention, managing risk, and optimizing stop loss outcomes.

Requirements

Bachelor’s degree in Business, Finance, Risk Management, Healthcare Administration, or related field (or equivalent experience)
5–8+ years of experience in: Stop loss insurance, TPA environment, Employee benefits or self-funded health plans
Strong understanding of: Specific and aggregate stop loss, Lasers, corridors, and contract types, Employer-level healthcare risk dynamics
Advanced Excel skills (data analysis, pivot tables, modeling)

Nice To Haves

Direct experience working within a TPA or closely with TPA data and processes
Familiarity with claims systems and reporting platforms
Experience supporting broker and employer client interactions
Strong analytical thinking with ability to interpret complex claims and financial data
Deep understanding of the TPA-client-carrier-broker ecosystem
Exceptional project management across multiple concurrent renewal cycles
Ability to influence outcomes without direct authority (matrix environment)
Strong communication skills, especially translating data into client-friendly insights
High attention to detail with strong ownership mindset

Responsibilities

Manage the full stop loss renewal lifecycle—from data gathering through final binding
Partner with Account Management to align renewal strategy with client goals (cost, risk tolerance, plan design)
Coordinate with internal medical and analytics teams to gather high-quality data (large claims, shock claims, utilization trends)
Perform advanced analysis to identify risk drivers, high-cost claimants, and emerging trends
Ensure underwriting packages are complete, accurate, and positioned effectively for carriers
Lead the marketing process to stop loss carriers, including RFP preparation and submission
Serve as primary point of contact for carrier underwriters during the renewal process
Negotiate timelines, clarify assumptions, and influence competitive quoting outcomes
Collaborate with underwriting to evaluate: Deductible levels, Laser strategies, Contract terms (run-in, run out, paid vs. incurred)
Provide strategic recommendations balancing cost, risk exposure, and client objectives
Coordinate with Medical Advocacy for large claimant details, Analytics team for accurate reporting, Finance/accounting for premium and funding alignment, Implementation team for post-bind transition
Act as escalation point for complex renewal issues
Prepare and deliver renewal summaries, including: Financial comparisons (current vs. renewal vs. market), Risk analysis and cost drivers, Strategic recommendations
Support Account Executives in client and broker presentations
Drive improvements in renewal workflows, tracking tools, and reporting
Ensure compliance with TPA internal controls, audit standards, and client-specific requirements
Maintain organized, documentation across all renewal files
Provide guidance and technical expertise to junior coordinators or analysts
Assist in training on stop loss concepts, data requirements, and TPA processes
Help standardize best practices across the renewal function