Senior Stop Loss Underwriter – Remote

Symetra • ,

3d • $87,900 - $146,500 • Remote

About The Position

In this role you will be responsible for risk-based underwriting of new and/or existing accounts. You’ll be accountable for the achievement of profit, persistency, and growth goals through financial analysis of employer groups.

Requirements

• High School Diploma required
• 3+ years of experience with Stop Loss Risk Based Underwriting required
• Extensive knowledge of Stop Loss products and pricing required
• Extensive knowledge of the Underwriting Discipline and Employee Benefit Plans
• Proven financial ability
• Strong analytical and technical skills
• Adept decision-making skills
• Effective interpersonal and negotiation skills
• Service and sales oriented
• Excellent written and verbal communication skills
• Strong teamwork orientation
• Presentation skills
• Proficiency with the Microsoft Office Suite and Excel in particular
• Able to be effective in a fast paced, high-volume, production work environment
• Able to adapt to shifts in priorities and manage case level negotiations
• Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company.

Nice To Haves

• Bachelor's Degree preferred
• David Young/ESL/Connexure experience preferred

Responsibilities

• Determine level of risk based on established guidelines
• Analyze information on past claim history and other standard criteria
• Determine needed rate level using multiple tools, including a medical evaluation of ongoing large claimant concerns
• Develop and determine appropriate aggregate factors
• Underwrite larger and more complex cases
• Release final rates and factors
• Accountable for profitability and all risk-based decisions
• Manage performance of new and/or existing accounts for assigned territories in the following areas: Target Final Effective Renewal Rate Increases, Close Ratio, Case Premium Persistency, Billed to Blended Manual Ratio, Quote Turn Around Time
• Provide competitive feedback on rates/factors and products to management
• Recommend improvements in underwriting and marketing strategies
• Participate in Underwriting Projects and Cross Training Initiatives
• Daily interaction with agents, field staff, marketing reps and other underwriters to maintain consistency and support department workflow
• Build and maintain excellent client, Rep, TPA and internal personnel relations
• Serve as a resource to junior level underwriters

Benefits

• Flexible full-time or hybrid telecommuting arrangements
• 401(k) plan and take advantage of immediate vesting and company matching up to 6%
• Paid time away including vacation and sick time, flex days and ten paid holidays
• Company matching for community contributions

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: High school or GED