Senior Software Engineer — Payments (Remote LATAM)

Playbypoint

1d • Remote

About The Position

We're looking for a Senior Engineer to join our Payments team and own the infrastructure that moves money across our platform — from online checkout and in-person POS terminals to recurring billing, payouts, refunds, and reconciliation. This is a hands-on IC role with real scope. You'll partner closely with Product, Finance, and Club Operations to translate business needs into systems that are safe, scalable, and built to last. Our stack: Ruby on Rails (backend), React + TypeScript (frontend), GraphQL and REST APIs, MySQL / Redis / Sidekiq, cloud-native infrastructure on AWS.

Requirements

• 8+ years building backend systems in production environments with real operational responsibility and significant focus on payments or financial systems.
• Hands-on production experience with Adyen. Familiarity with Checkout, Terminal API, tokenization, webhooks, or Adyen for Platforms is a strong signal.
• 3+ years of demonstrable Ruby on Rails experience in production environments.
• Think in failure modes: what happens when a payment succeeds but the webhook never arrives?
• Bring money-safe instincts — idempotency, exactly-once semantics, currency precision, ledger thinking.
• Proven ability to operate high-availability services: monitoring, alerting, incident response, and postmortems.
• Comfortable working in a high-velocity environment while maintaining a correctness-first mindset.
• Communicate clearly and default to async. Strong written and spoken English is a must — we work closely with US-based stakeholders and partners.

Nice To Haves

• Experience with other PSPs such as Stripe, Xendit, or RazorPay.
• Familiarity with eWallet integrations or cryptocurrency payment rails.
• Background in vertical SaaS, marketplaces, hospitality, or fintech.
• Card-present POS experience (in-store reconciliation, terminal fleet management).

Responsibilities

• Architect and build core payments infrastructure across online, in-person, and recurring billing flows.
• Own the reliability of money movement: idempotency, webhook processing, failure recovery, and reconciliation.
• Drive PCI DSS scope hygiene and keep our financial systems auditable and observable.
• Collaborate with cross-functional stakeholders to ship features clubs depend on — split payments, deposits, multi-currency, marketplace payouts to coaches and pros.
• Set the engineering bar for payments-critical code and mentor engineers across the team.
• Actively using AI tools throughout the development lifecycle — design, coding, code review, testing, debugging, and incident analysis.
• Having built AI-powered tooling or agents — whether internal automation, LLM-integrated features, or workflow improvements that shipped to production.
• Knowing when AI adds real value and when it doesn't — judgment matters more than enthusiasm.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed