Senior Risk & Data Analyst

iA American•Austin, TX

7d•Hybrid

About The Position

Build the future with us Are you driven by data‑powered decision‑making and eager to contribute to a company that helps its clients feel confident and secure about their future? As a Senior Risk & Data Analyst , you will play a key role in advancing data‑driven loss control, underwriting, pricing, and portfolio management strategies across vehicle service contracts, GAP, and ancillary products. This position is an excellent opportunity to showcase your analytical expertise, business acumen, and innovation mindset within a caring and trustworthy company. At iA, people and their development are at the heart of our priorities, fostering an environment that encourages collaboration, continuous learning, and innovation.

Requirements

Strong analytical and critical‑thinking skills
Ability to translate complex data into actionable insights
Strong communication skills and ability to present findings to leadership
Ability to manage multiple projects in a fast‑paced environment
5+ years of experience in underwriting, risk analytics, actuarial support, or financial analysis
Bachelor’s degree in finance, Economics, Mathematics, Data Analytics, or a related field
Experience with BI tools (Qlik, PowerBI) and working with large datasets
Intermediate level of English proficiency

Nice To Haves

Experience in automotive, insurance, or F&I products
Exposure to actuarial concepts such as loss development, reserving, and pricing methodologies

Responsibilities

Analyze portfolio performance across products (VSC, GAP, Tire & Wheel, etc.) to identify trends, loss drivers, and profitability opportunities
Develop and monitor KPIs related to loss ratios, frequency/severity trends, and reserve adequacy
Conduct deep‑dive analyses on claims trends, inflation impacts (parts/labor), and emerging risk patterns
Provide recommendations to leadership on reserves, underwriting guidelines, and program structure
Lead quarterly and annual business reviews with data‑driven insights
Design and automate reporting solutions to improve visibility into underwriting and claims performance
Contribute to dashboards and analytical tools using Excel, BI tools, Salesforce, and other platforms
Standardize reporting frameworks to ensure consistency and audit‑readiness
Partner with IT to enhance data structures, data quality, and system capabilities
Identify opportunities to leverage AI, automation, and advanced analytics to improve underwriting and reporting workflows
Assist in implementing tools or models that streamline decision‑making (e.g., exception handling, claims trend detection)
Partner with cross‑functional teams to incorporate AI‑driven insights into operational processes
Support continuous improvement initiatives focused on efficiency, scalability, and accuracy