Senior Risk & Data Analyst
iA Financial Group (Industrial Alliance)•Austin, TX
•Hybrid
About The Position
As a Senior Risk & Data Analyst, you will play a key role in advancing data-driven loss control, underwriting, pricing, and portfolio management strategies across vehicle service contracts, GAP, and ancillary products. This position is an excellent opportunity to showcase your analytical expertise, business acumen, and innovation mindset within a caring and trustworthy company. At iA, people and their development are at the heart of our priorities, fostering an environment that encourages collaboration, continuous learning, and innovation.
Requirements
- 5+ years of experience in underwriting, risk analytics, actuarial support, or financial analysis
- Holds a bachelor’s degree in finance, Economics, Mathematics, Data Analytics, or a related field
- Has experience in automotive, insurance, or F&I products (strongly preferred)
- Has exposure to actuarial concepts such as loss development, reserving, and pricing methodologies
- Has experience with BI tools (Qlik, PowerBI) and working with large datasets
- Has an intermediate level of English proficiency, as the role involves regular communication with leadership, product teams, claims, and IT
- Applicants must be authorized to work for any employer in the U.S. We are unable to support or take over sponsorship of employment visas at this time, including H-1B visas and participation in STEM OPT work authorizations.
Nice To Haves
- Is known for strong analytical and critical-thinking skills
- Stands out for their ability to translate complex data into actionable insights
- Demonstrates strong communication skills and can present findings to leadership
- Is recognized for their ability to manage multiple projects in a fast-paced environment
Responsibilities
- Analyze portfolio performance across products (VSC, GAP, Tire & Wheel, etc.) to identify trends, loss drivers, and profitability opportunities
- Develop and monitor KPIs related to loss ratios, frequency/severity trends, and reserve adequacy
- Conduct deep-dive analyses on claims trends, inflation impacts (parts/labor), and emerging risk patterns
- Provide recommendations to leadership on reserves, underwriting guidelines, and program structure
- Lead quarterly and annual business reviews with data-driven insights
- Design and automate reporting solutions to improve visibility into underwriting and claims performance
- Contribute to dashboards and analytical tools using Excel, BI tools, Salesforce, and other platforms
- Standardize reporting frameworks to ensure consistency and audit-readiness
- Partner with IT to enhance data structures, data quality, and system capabilities
- Identify opportunities to leverage AI, automation, and advanced analytics to improve underwriting and reporting workflows
- Assist in implementing tools or models that streamline decision-making (e.g., exception handling, claims trend detection)
- Partner with cross-functional teams to incorporate AI-driven insights into operational processes
- Support continuous improvement initiatives focused on efficiency, scalability, and accuracy
Benefits
- Flexible Health, Dental, and Vision insurance
- 401(k) with company match
- PTO plan
- Employee and family assistance program
- Ergonomic furniture program
- Performance bonus
- Medical, Dental, and Vision Insurance
- Company-Paid Term Life, AD&D Insurance, Long and Short-Term Disability Insurance
- Company-Paid Health Advocate Benefit
- Wellness Allowance
- Generous Paid Time Off Plan and Holidays
- 401(k) With Company Match
- Competitive Bonus Program
- Employee Assistance Program
- Employee Discount Program
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What This Job Offers
Job Type
Full-time
Career Level
Senior
