Senior Risk Analyst

Clicklease • Draper, UT

1d

About The Position

This role involves independently monitoring and managing diverse lease portfolios, owning risk assessment and mitigation for assigned segments. The Senior Risk Analyst will design and produce portfolio performance reporting and key metrics for executive leadership and board members. This position will lead data-driven analyses to optimize lease portfolio performance and surface actionable recommendations. The analyst will also build, validate, and maintain credit risk models and analytical tooling with minimal oversight, identify, assess, and manage emerging risks, proactively escalating issues with proposed solutions. Conducting regular portfolio reviews and deep-dive analyses to assess risk exposure and portfolio quality, and partnering cross-functionally to translate analytical findings into business and policy decisions are key responsibilities. Additionally, the role includes mentoring junior analysts and serving as a subject-matter resource on credit risk methodology, while staying ahead of industry trends and regulatory developments to ensure compliance with applicable laws and regulations.

Requirements

• Bachelor's degree in Finance, Economics, Statistics, Data Science, or related field.
• 4+ years of experience in credit risk, portfolio analytics, or quantitative analysis within financial services.
• Proficiency in credit risk modeling techniques and statistical analysis tools (e.g., SQL, Python, or R).
• Solid understanding of regulatory requirements related to credit risk management.
• Proven ability to own projects end-to-end and deliver results independently.
• Strong communication skills, with the ability to present findings to senior stakeholders.

Nice To Haves

• Master's degree in Finance, Economics, Statistics, Data Science, or related field.
• Professional certifications such as Certified Credit Risk Analyst (CCRA) or Chartered Risk Analyst (CRA).
• Hands-on experience with advanced techniques such as stress testing and scenario analysis.
• Experience building production-grade models or analytical pipelines.
• Knowledge of emerging technologies and best practices in credit risk management.

Responsibilities

• Independently monitor and manage diverse lease portfolios, owning risk assessment and mitigation for assigned segments.
• Design and produce portfolio performance reporting and key metrics for executive leadership and board members.
• Lead data-driven analyses to optimize lease portfolio performance and surface actionable recommendations.
• Build, validate, and maintain credit risk models and analytical tooling with minimal oversight.
• Identify, assess, and manage emerging risks, proactively escalating issues with proposed solutions.
• Conduct regular portfolio reviews and deep-dive analyses to assess risk exposure and portfolio quality.
• Partner cross-functionally to translate analytical findings into business and policy decisions.
• Mentor junior analysts and serve as a subject-matter resource on credit risk methodology.
• Stay ahead of industry trends and regulatory developments to ensure compliance with applicable laws and regulations.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior