Senior Risk Analyst

Attain Finance•,

2d•$85,000 - $120,000

About The Position

As a member of our Risk Department, you will be a part of a very dynamic, learning-oriented risk team that thrives on innovation and opportunities to spearhead the deployment of new technologies for managing the growth of Attain’s lending portfolios. Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. Our portfolio includes distinguished brands like Cash Money®, LendDirect® and Heights Finance. Each brand is constantly evolving to better serve our customers. Be part of a dynamic team that is shaping the future of consumer finance. Apply today and take the next step in your career with Attain Finance!

Requirements

BS/MS in a quantitative discipline (Statistics, math, qualitative social science, operation management, finance, ) or equivalent working experience
4+ years of experience in credit risk or analytical experience in a related industry. Experience in Financial Services with emphasis on risk management/scoring of consumer lending products
Familiarity with data from credit bureaus and third-party data providers
Solid analytical skills and an understanding of how to utilize data to target improvements, solve problems, and tell a story
Strong organization skills and the ability to communicate effectively, both verbally and in written
Exceptional problem-solving skills and ability to work effectively with minimal Comfortable working both independently and in a team environment
High proficiency with any of SQL/Snowflake/SAS

Nice To Haves

Knowledge of Python or R is a plus
Experience with A/B testing and data visualization (Sigma, Tableau) is a plus
Familiarity with statistical modeling techniques

Responsibilities

Ability to develop underwriting strategies for the assigned loan portfolio as evidenced from improved performance (reduced defaults, increased receivables and/or revenue) and achieving desired business objectives
Interface with Modeling/Scoring team to deploy risk strategies based on new models to improve effectiveness of the model deployment
Develop dashboards to monitor and analyze portfolio and segment-level performance including performance of implemented strategies
Build and automate complex queries across database and create dynamic reports to enhance credit risk insights
Understand the data environment and be able to investigate issues to appropriately prioritize and set expectations for key reporting and analytical priorities
Coaches and mentors other analysts and acts as a thought leader within the analyst community
Work closely with internal groups to devise risk policies. Identify actionable insights, suggest recommendations, and influence the direction of the business by effectively communicating results to cross functional groups
Become familiar with assigned markets and products for use in developing/modifying underwriting strategies to meet business goals
Successfully manage multiple projects and timelines