Senior Risk Analyst, Liquidity

Talcott • New York, NY

2d • Hybrid

About The Position

The Senior Risk Analyst works within Talcott’s Enterprise Risk Management (ERM) team, an independent second line of defense that maintains and enforces the risk management framework across the company’s subsidiaries. The team monitors market, credit, liquidity, and insurance risks and partners closely with Investment Management, Finance, and Actuarial functions. The analyst owns key ERM reporting and analytics end to end, ensuring data integrity, methodological consistency, and alignment with the firm’s risk framework. The role independently interprets risk exposures and communicates actionable insights to senior stakeholders, including the Head of Risk Reporting and Chief Risk Officer. The position follows a hybrid in-office schedule at the Hartford, Connecticut; New York, New York; or Charlotte, North Carolina office.

Requirements

• Bachelor’s degree in actuarial science, finance, risk management, or a related quantitative field.
• At least 4 years of experience in insurance, asset management, or financial analytics.
• Proficiency in Excel, VBA, and SQL.
• Demonstrated ability to own processes and independently drive improvements.
• Strong communication skills, including the ability to translate complex analysis into clear, actionable insights for senior stakeholders.
• Attention to detail and ability to manage multiple deliverables.
• Strong analytical and problem-solving skills, with demonstrated experience working with complex datasets and reporting frameworks.
• Results-oriented, with the ability to work under tight deadlines in a high-performance environment.

Nice To Haves

• ASA, FSA, or CFA designation.
• Experience with Python, Power BI, or similar tools for automation and data visualization.
• Experience providing project oversight or leading components of projects.

Responsibilities

• Produce core ERM financial risk reports, including mark-to-market exposure, issuer concentration limits, WARF metrics, and hedge effectiveness, and monitor exposures relative to risk appetite limits.
• Execute monthly liquidity stress testing and prepare management reports and committee materials summarizing liquidity risk exposures, stress testing results, key assumptions, and emerging trends.
• Monitor stress testing results against risk appetite statements, limits, thresholds, and early warning indicators; investigate and escalate breaches or emerging risks.
• Present liquidity stress testing conclusions and risk insights to senior management and risk committees.
• Support development and maintenance of contingency funding plans, liquidity management strategies, and remediation plans for identified vulnerabilities.
• Periodically review stress testing assumptions, scenario severity, and model performance to ensure continued relevance to the organization’s risk profile and market environment.
• Maintain documentation, model governance artifacts, procedures, and audit trails supporting liquidity stress testing processes and results.
• Support regulatory examinations, internal audits, model validations, and other independent reviews by preparing analyses, documentation, and management responses.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior