Market, Liquidity & Capital Risk Analyst

Regions Bank•Birmingham, AL

7d•Onsite

About The Position

At Regions, the Market/Liquidity/Capital Risk Analyst performs risk analyst duties related to market, liquidity, and capital risks across the full Regions enterprise. The position is part of the second-line Market, Liquidity, & Capital Risk Management function and assists in overseeing first-line market, liquidity, and capital management activities, primarily within Treasury, Capital Markets, and Consumer Banking. The role coordinates with internal and external parties across the bank to assess risks and has exposure to activities in Treasury, Capital Markets, Finance, Mortgage Banking, and Enterprise Risk Management. The analyst contributes to team projects and assists in developing and implementing reporting and financial analysis for the Risk team’s oversight responsibilities. The role participates in quantitative and qualitative analyses and helps update practices, reports, policies, and procedures. It also assists with periodic interactions with Internal Audit and regulators. The position works closely with the analyst team and other Regions divisions, and has regular exposure to senior and executive management. This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. It is full-time and located at Regions Center in Birmingham, Alabama.

Requirements

Bachelor’s degree in Finance, Accounting, or a related field.
Two years of experience in market liquidity risk analysis or similar financial analysis.
Willingness to explore and learn without direct oversight.
Ability to work on a fast-moving team and shift between individual contributor and project leadership responsibilities.
Excellent computer skills, including experience with Microsoft applications.
Foundational knowledge of financial statements and strong quantitative skills.
Strong verbal and written communication skills.
Strong analytical and technical skills, including developing queries, scripts, macros, and other tools to access, transform, and analyze data.

Nice To Haves

Chartered Financial Analyst (CFA), Certified Public Accountant (CPA), Master of Business Administration (MBA), or similar credential.
Knowledge of Statistical Analysis System (SAS) or other analytical and programming tools.
Experience or knowledge in data analytics, data engineering, data modeling, data integration, ETL/ELT processes, data pipelines, and data movement frameworks.

Responsibilities

Oversee day-to-day identification, measurement, mitigation, monitoring, and reporting of less complex market, liquidity, and capital risks, primarily for first-line Treasury, Capital Markets, and Consumer Banking functions.
Assist in aggregating and evaluating risks across departments, including Treasury, Capital Markets, Finance, Mortgage Banking, and Enterprise Risk Management.
Assist with designing, developing, and reporting independent analyses that provide insight into risk exposures and mitigation efforts.
Enhance team processes and update policies and procedures to reflect improvements.
Participate in preparation for and involvement in regulatory examinations, which may include the Federal Reserve’s annual Horizontal Capital Review and Horizontal Liquidity Review.
Ensure the quality and accuracy of reported information.
Stay informed of regulatory and industry practices.
Build knowledge of the organization, its processes, and its customers.
Develop and deliver executive-ready presentations, dashboards, and data visualizations to communicate insights and support decisions.
Develop queries, scripts, macros, and other tools to access, transform, and analyze data.
Identify and implement opportunities to use automation, artificial intelligence, and emerging technologies in market, liquidity, and capital risk management programs.
Use AI-enabled solutions to enhance analysis, productivity, and business processes.
Design and implement technical solutions to automate workflows, controls, and data management processes.
Apply data analytics, data engineering, and data modeling to risk management and strategic initiatives.
Research complex business and data issues, synthesize findings, derive actionable insights, and recommend practical solutions.
Use advanced data management practices and technologies to support data quality and reporting accuracy.
Apply knowledge of data integration concepts, including ETL/ELT processes, data pipelines, and data movement frameworks.
Partner with technology and business stakeholders to define requirements and develop scalable data and reporting solutions.