Senior Risk Analyst, Liquidity
About The Position
Talcott Financial Group is an international life insurance company providing risk solutions to customers and insurers. Its Enterprise Risk Management (ERM) team operates as an independent second line of defense and maintains the risk management framework across subsidiaries, monitoring market, credit, liquidity, and insurance exposures. The Senior Risk Analyst will own key ERM reporting and analytics end to end, ensuring data integrity, methodological consistency, and alignment with the firm's risk framework. The role involves independently interpreting risk exposures, communicating actionable insights to senior stakeholders, and improving ERM reporting processes. The successful candidate will work closely with partners in Investment Management, Finance, and Actuarial functions and will have exposure to senior ERM leaders, including the Head of Risk Reporting and Chief Risk Officer. The position follows a hybrid in-office schedule at the Hartford, Connecticut; New York, New York; or Charlotte, North Carolina office. The role is not eligible for visa sponsorship; applicants must be authorized to work full-time in the United States without current or future visa sponsorship.
Requirements
- Bachelor's degree in actuarial science, finance, risk management, or a related quantitative field.
- At least 4 years of experience in insurance, asset management, or financial analytics.
- Proficiency in Excel, VBA, and SQL.
- Ability to take ownership of processes and drive improvements independently.
- Strong communication skills and ability to translate complex analysis into clear, actionable insights for senior stakeholders.
- Attention to detail and ability to manage multiple deliverables.
- Strong analytical and problem-solving skills, including experience working with complex datasets and reporting frameworks.
- Results-oriented approach and ability to work under tight deadlines in a high-performance environment.
- Authorization to work in the United States on a full-time basis without current or future visa sponsorship.
Nice To Haves
- ASA, FSA, or CFA designation.
- Experience with Python, Power BI, or similar tools for automation and data visualization.
- Experience providing project oversight or leading components of projects.
Responsibilities
- Produce core ERM financial risk reports covering mark-to-market exposure, issuer concentration limits, WARF metrics, and hedge effectiveness, and monitor exposures against risk appetite limits.
- Execute monthly liquidity stress testing and prepare management reports and committee materials summarizing exposures, results, assumptions, and emerging trends.
- Monitor liquidity stress testing results against risk appetite statements, limits, thresholds, and early warning indicators; investigate and escalate breaches or emerging risks.
- Present liquidity stress testing conclusions and risk insights to senior management and risk committees.
- Support development and maintenance of contingency funding plans, liquidity management strategies, and remediation plans for identified vulnerabilities.
- Review stress testing assumptions, scenario severity, and model performance periodically to ensure continued relevance to the organization's risk profile and market environment.
- Maintain documentation, model governance artifacts, procedures, and audit trails supporting liquidity stress testing processes and results.
- Support regulatory examinations, internal audits, model validations, and other independent reviews by preparing analyses, documentation, and management responses.
- Take ownership of ERM reporting and analytics and drive process improvements.
Benefits
- Annual bonuses, long-term incentives, and recognition may be included as additional compensation.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
