Senior Portfolio Manager Technology Banking

BMO • Los Angeles, CA

10d • $120,000 - $250,000

About The Position

Analyzes credit information and supports lending decisions and processes for new and existing commercial banking loans and credit solutions in an assigned portfolio of technology clients. Makes credit decisions and recommendations in accordance with bank policies and procedures while maintaining exceptional client service. The role underwrites and manages a diversified portfolio of technology-sector clients, including software, SaaS, semiconductor, IT services, digital infrastructure, internet, and emerging technology companies. It structures and supports new, renewal, and extension loans, signs off on loans within delegated authority, and conducts ongoing portfolio monitoring and risk assessment.

The Senior Portfolio Manager develops comprehensive credit structures for complex client transactions, assesses portfolio performance and industry trends, identifies risks and opportunities, and recommends capital allocation strategies. The role builds client relationships in partnership with Relationship Managers and business partners, handles escalated service concerns, supports initiatives to acquire and grow business, and identifies revenue and share-of-wallet opportunities. It also provides portfolio insights through financial analysis, industry research, and risk reporting; serves as a trusted technology-credit advisor and specialist resource to senior leaders and stakeholders; and applies BMO’s Risk Management Framework, policies, regulations, and approved risk appetite in decision-making.

Requirements

• Preferred 7+ years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.
• Experience with leveraged lending and lending to technology companies.
• Bachelor’s degree required; a Master’s degree is preferred. Business Administration, Finance, and Accounting are preferred fields, but another related discipline or commensurate work experience is considered.
• For a Credit Qualifiable job, meet Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards.
• Seasoned professional with a combination of education, experience, and industry knowledge.
• Intermediate proficiency in structuring deals and change management.
• Advanced proficiency in detail orientation and leadership.
• Expert proficiency in loan structuring, regulatory compliance, portfolio management, credit risk assessment, banking operations, financial analysis, Microsoft Office, problem solving, and customer service.

Nice To Haves

• Master’s degree.
• Education in Business Administration, Finance, or Accounting.
• Experience with leveraged lending and lending to technology companies.

Responsibilities

• Analyze client credit information and conduct financial analysis and risk assessments to support lending decisions for an assigned portfolio.
• Underwrite and manage a diversified portfolio of technology-sector clients, including software, SaaS, semiconductor, IT services, digital infrastructure, internet, and emerging technology companies.
• Negotiate loan structures, terms, and conditions that meet client requirements and align with bank policies and risk appetite.
• Develop comprehensive credit structures for complex client transactions and structure and support new, renewal, and extension loans.
• Approve new, renewal, and extension loans within delegated authority.
• Monitor portfolio performance, including covenant compliance, identify deteriorating credit conditions, and take corrective action when required.
• Analyze client performance and industry trends to identify risks, opportunities, and portfolio insights.
• Evaluate portfolio performance and recommend capital allocation strategies that optimize returns in line with investment objectives.
• Handle escalated client concerns and service requests, and escalate issues when needed.
• Lead complex proposal development and deliver presentations to capture new business and expand client relationships.
• Build and maintain client relationships in collaboration with Relationship Managers and business partners.
• Support and implement initiatives to enhance service quality, acquire new business, and expand client relationships.
• Identify revenue, cross-selling, and share-of-wallet opportunities to grow the portfolio.
• Use analysis tools to nurture and grow a portfolio that exceeds ROE thresholds, and proactively evaluate client returns.
• Maintain timely and accurate data entry in BMO systems and use data to support decision-making.
• Engage with industry peers and networks to gather competitive insights and best practices.
• Serve as a trusted advisor and subject matter resource on technology-sector credit matters, and as a specialist resource to senior leaders and stakeholders.
• Apply expertise and creative problem-solving to complex, non-routine, unique, or ambiguous situations, and implement changes in response to shifting trends.
• Take measured, risk-informed decisions in accordance with BMO’s Risk Management Framework, Risk Culture, approved Risk Appetite, applicable policies, laws, and regulations.
• Perform broader work or accountabilities as assigned.

Benefits

• Health insurance
• Tuition reimbursement
• Accident insurance
• Life insurance
• Retirement savings plans
• Performance-based incentives and discretionary bonuses may be included in the total compensation package, depending on pay type.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior