Senior Motor Trade Underwriter

Covéa Insurance•Halifax, NS

11d•Hybrid

About The Position

We’re on the lookout for a Senior Motor Trade Underwriter to join our Commercial Lines Team. The role will contribute to the profitable development of the Midlands, North and Scotland Region as well as the wider Mid Market Business. This will be by case underwriting new business risks and actively managing existing business portfolios. We’re looking for someone with a wealth of knowledge and experience in underwriting, with a proven ability to build and develop relationships with brokers. We work on a hybrid basis, our office base being Manchester 2 days per week and 3 days from home (flexibility may be required). Covéa is a UK-based insurance company with over 60 years of experience, offering a comprehensive range of home, motor, and commercial insurance solutions. Built on a foundation of great service, they are passionate about Doing What Really Matters – for their customers, their brokers, and their people. At Covéa, their values shape everything they do: Understand You – We listen and put people first. Make It Happen – We deliver on our promises. Stand Shoulder to Shoulder – We work together as one team. Change The Game – We embrace innovation and challenge the status quo. They aim to welcome everyone and create engaged, inclusive teams, ensuring equal opportunity irrespective of differences. As a Disability Confident Employer, they ensure a fair recruitment process for all.

Requirements

Experience in underwriting and trading commercial motor products
A detailed knowledge of the broker market
Proven relationship management skills
The ability to demonstrate meeting & exceeding personal and team objectives
An awareness of market and legal/industry developments
Minimum Cert CII
Proven effective and strong trading skills including prospecting and optimising new business and retention
A strong and decisive approach to underwriting
Excellent communication skills with the ability to sell the benefits of Covea Insurance products and influence results
Good problem solving skills
The ability to work independently but also as part of a team to deliver common goals

Nice To Haves

Dip CII, or progress towards, is preferred

Responsibilities

Profitably developing and underwriting bespoke commercial lines motor trade risks within Covéa Insurance’s underwriting criteria, regularly underwriting on site in broker offices
The collection and delivery motor trade account for the region
Developing and maintaining mutually beneficial relationships with a panel of Mid-Market brokers as their nominated development relationship underwriter for motor trade products
Developing and supporting Covea’s commercial lines account by engaging and encouraging new and existing relationships with regional brokers
Prospecting and actively contributing to the growth targets of the team optimising sales and retention
Maintaining an accurate audit trail using Covéa Insurance’s systems, practices and procedures
Underwriting within Covéa strategy and authority limits and refer all cases outside of strategy or individual limits
Maintaining and endeavouring to exceed, agreed service levels to both internal and external customers
Maintaining an up to date knowledge of the commercial lines market, the regional broking marketplace, and legislation and litigation which could affect the writing of business
Providing technical assistance, take referrals and provide guidance to colleagues

Benefits

36.25 working hours per week with flexitime, along with a range of flexible working options
Annual pay review and performance related bonus
25 days holiday + bank holidays, with the option to buy/sell holidays
Continued professional development through internal training programmes, professional qualifications and apprenticeships
A wealth of support for your mental, financial & physical wellbeing through our Wellbeing group, who provide Mental Health First Aiders and an Employee Assistance Programme where you and your family can access additional support such as counselling, financial advice, relationship support and free mortgage advice
A range of health benefits such as access to a 24/7 Virtual GP, free eye tests, flu jabs and the option to opt into private medical insurance
Tusker Car Scheme - salary sacrifice scheme which lets you drive away a brand new, fully maintained and insured car for up to four years.
Peace of mind, with our life assurance plan with flexible options to increase or decrease the standard cover along with the option to opt in to our critical illness cover
Generous pension scheme with a 7.5% minimum employer pension contribution, matched to maximum of 9% dependant on your contribution
A volunteering day a year to support a charity close to your heart
A big thank you for sticking around, with our Loyalty Bonus – once you reach 5 years service and beyond
Additional benefits such as discounted gym memberships, cycle to work schemes and discounts at lots of retailers through Perkpal