About The Position

Mission Lane is combining the power of data, technology, and exceptional service to pave a clear way forward for millions of people on the path to financial success. By attracting top talent and leveraging cutting-edge technology, we’re enabling people to unlock real financial progress. We’re looking for a rigorous, proactive, and collaborative financial leader to join our Finance Team as a Senior Manager, FP&A. You’ll drive forward our mission of empowering people to unlock financial progress by leading the quarterly financial forecast process end-to-end, owning the operating budget cycle, and leading the monthly ACL reserve calculation — all while serving as primary financial partner to senior leaders across Credit, Growth, and Operations. You will translate complex portfolio data into actionable insights that guide executive-level investment decisions, ensuring we remain financially resilient as we expand our reach to underserved consumers. This role offers you the chance to help scale the financial infrastructure of a maturing fintech while directly influencing the strategy behind our next chapter of expansion.

Requirements

  • Bachelor's degree in Finance, Economics, or a related quantitative field
  • 5+ years of experience in financial analysis and modeling within the financial services or fintech industry
  • Proven track record of building rigorous analytics or financial infrastructure from the ground up
  • Experience modeling GAAP financial statements (Income Statement, Balance Sheet, and Cash Flow)
  • Ability to use data as an investigative tool to analyze performance variances and drive efficiencies
  • Strong project management skills with experience executing complex financial projects in a fast-paced environment
  • Strong interpersonal skills with the ability to build cross-functional relationships and influence outcomes effectively
  • Ability to travel for high-impact in-person collaboration a few times a year (typically 4–6 trips annually)

Nice To Haves

  • You've built driver-based financial models from scratch and you're still energized by getting into them, even after years of experience.
  • You can join a virtual meeting with a senior leader you've never met in person and leave having shaped how they think about their budget.
  • You're genuinely curious about what AI can do for financial modeling and you've started exploring what's possible.
  • You've coached or mentored analysts and you're ready to grow into that more formally as the team expands.
  • You do your best work when the path isn't fully defined yet.
  • Previous experience in the credit card or financial services industry
  • At least 3 years of experience managing an FP&A function
  • Experience with direct or indirect people management and coaching
  • Proficiency with EPM tools (Workday Adaptive, OneStream, etc.) and data tools like SQL or Python for automation
  • A strong interest in leveraging AI to modernize traditional financial modeling

Responsibilities

  • Lead the annual operating budget process by partnering with business leaders to align financial targets with our corporate strategy
  • Develop quarterly rolling financial forecasts to address market volatility and shifts in business strategy
  • Lead budget and forecasting conversations with senior leadership
  • Manage complex, driver-based financial models to forecast business performance under various scenarios
  • Conduct deep-dive variance analyses to identify root causes of over or underperformance and present insights to business leaders
  • Oversee the development of monthly financial review packages that highlight key performance indicators for the CFO and Board, turning data into clear narratives
  • Leverage EPM software like Workday Adaptive to automate repetitive processes and enhance data integrity
  • Partner with technical and non-finance groups to help them understand the financial implications of operational decisions
  • Provide ROI and payback analysis on new business initiatives to ensure we are investing in the right areas for our customers
  • Serve as a mentor and coach to junior analysts, fostering their professional development as the team grows

Benefits

  • paid time off
  • 401(k) match
  • a monthly wellness stipend
  • health/dental/vision insurance options
  • disability coverage
  • paid parental leave
  • flexible spending account (for childcare and healthcare)
  • life insurance
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