Senior Manager, Financial Management (FP&A) - Personal Loans

Capital One • McLean, VA

3d • Hybrid

About The Position

Capital One is seeking a Senior Manager to lead the Personal Loans Revenue and Valuations Finance team as it integrates the Personal Loans business following the 2025 acquisition of Discover and supports innovation and growth. The role shapes strategy and business results, working directly with the Personal Loans Business Leadership Team and senior leaders across the Card Finance Team. The successful candidate will bring strategic thinking, strong analytical and problem-solving skills, and the ability to build partnerships and influence decisions in complex, undefined situations.

The role leads financial strategy and architecture, including analytical frameworks for valuation, NPV, price/volume tradeoffs, and marketing; financial reporting, modeling, and analysis; budgeting, forecasting, variance analysis, and earnings preparation. It also modernizes finance processes through technology and data-driven innovation and leads and develops a small, high-performing team. The position is designated hybrid, with required on-site presence under Capital One’s hybrid policy at the designated office location.

Requirements

• Bachelor’s degree or military experience.
• At least 7 years of experience in financial analysis.
• At least 7 years of experience with financial modeling.
• At least 3 years of experience managing a Financial Planning & Analysis (FP&A) function.
• At least 1 year of people management experience.

Nice To Haves

• Master’s degree in Business Administration (MBA) or Finance.
• Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license.
• At least 5 years of experience managing a Financial Planning & Analysis (FP&A) function.
• At least 2 years of people management experience.
• At least 1 year of people management experience managing both direct and indirect reports.
• Experience using Microsoft Office and Google Suite.

Responsibilities

• Build analytical frameworks to inform strategic decisions, including valuation, NPV, price/volume tradeoffs, and marketing.
• Develop financial reporting, modeling, and analytical processes and use them to shape executive narratives and decisions.
• Manage annual budgeting, monthly forecasting, variance analyses, and earnings preparation.
• Build collaborative partnerships with stakeholders and influence decision-making in complex and undefined situations.
• Modernize the Personal Loans finance function through technology and data-driven innovation, automation, and process excellence.
• Lead, develop, and inspire a highly engaged, high-performing finance team; foster accountability, collaboration, and continuous improvement.
• Provide financial and business performance reporting and variance analysis.
• Improve forecasting accuracy and manage costs and operating expenses; proactively identify and resolve financial issues.
• Generate analytical insights into business performance, the P&L, and consumers.
• Develop and deliver influential senior management presentations.
• Partner with business leadership to assess the financial implications of efforts to grow the organization.
• Develop associates and attract and develop top talent.
• Challenge the status quo and create well-managed, sustainable processes.

Benefits

• Comprehensive, competitive, and inclusive health, financial, and other benefits supporting total well-being.
• Eligible for performance-based incentive compensation, which may include cash bonuses and/or long-term incentives.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior