Senior Loan Review Analyst

First Western • Denver, CO

7h • Onsite

About The Position

The Senior Loan Review Analyst serves as the department’s subject matter expert and lead reviewer, evaluating the Bank’s most complex, high-risk, and specialized credit relationships. The role provides independent assurance regarding underwriting quality, risk rating accuracy, portfolio management practices, and emerging risks across consumer and commercial lending portfolios. The analyst leads complex review engagements, promotes consistent loan review methodology, and provides technical guidance and mentorship to other Loan Review team members. The position communicates significant findings, portfolio trends, and risk themes to senior management and may present to executive and Board-level committees.

The position is based in the Denver, Colorado office. It is a full-time, exempt role. The listed salary range is $96,000–$139,700 per year; actual offers depend on experience, location, education, and/or skills. Applications should be submitted for consideration no later than October 31, 2026.

Requirements

• Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or a related field.
• 7–10 years of experience in loan review, credit risk management, commercial credit analysis, credit administration, regulatory examination, or a related lending risk function.
• Advanced knowledge of commercial, consumer, and residential mortgage lending principles and underwriting practices.
• Ability to independently challenge risk ratings and credit decisions.
• Skill in identifying emerging portfolio risks and systemic issues.
• Proficiency in Loan Policy to identify exceptions.
• Ability to communicate findings and risk rating changes objectively and professionally while maintaining collaborative relationships.
• Knowledge of regulatory guidance, banking compliance requirements, and risk management practices.
• Proficiency with loan origination systems, financial spreading software, and Microsoft Office applications.

Nice To Haves

• Formal Commercial Credit Training (e.g., CRC or equivalent).

Responsibilities

• Act as reviewer-in-charge for the Bank’s most complex, high-risk, syndicated, specialized, and large-dollar lending relationships, including planning review scope, overseeing execution, and independently assessing underwriting quality, repayment capacity, collateral protection, loan structure, covenant compliance, risk ratings, and policy adherence.
• Serve as the department’s technical resource for loan review methodology, credit risk assessment, regulatory expectations, and risk rating practices.
• Perform quality assurance reviews of completed engagements to promote consistency, accuracy, and adherence to established standards and methodologies.
• Conduct stress testing, concentration analysis, and other portfolio risk assessments to identify emerging risks, areas of concern, and the impact of adverse economic conditions on portfolio performance.
• Lead or assist with developing and enhancing loan review methodologies, procedures, reporting, risk assessment tools, and departmental best practices.
• Communicate significant findings, risk rating recommendations, portfolio trends, and emerging risk themes to relationship bankers, management, executive leadership, and governance committees.
• Support regulatory examinations, internal audits, and external audits by explaining loan review methodologies, conclusions, and departmental practices.
• Mentor and develop Loan Review Analysts through training, coaching, quality feedback, and ongoing technical guidance.

Benefits

• Strong bonus potential.
• 401(k) plan with employer match.
• Paid parking and transportation benefits.
• Health savings accounts (HSA).
• Flexible spending accounts (FSA).
• Medical, dental, and vision coverage.
• Generous paid time off and bank holidays.
• Training and professional development programs.
• Sponsorship and support for obtaining professional certifications.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior