Loan Review Analyst

First Western • Denver, CO

6h • Onsite

About The Position

The Loan Review Analyst supports the independent Loan Review function by performing fundamental review activities, including loan file analysis, documentation validation, and financial data review. Working under the guidance of more experienced reviewers, the analyst develops a foundational understanding of commercial credit, risk assessment, lending policies, and regulatory expectations. The role assists in identifying exceptions, documenting observations, and ensuring review work follows established methodologies and standards. The position is based in-office in Denver, Colorado, and is full-time and exempt.

Requirements

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field.
• 0–3 years of underwriting, financial analysis, portfolio analysis, or commercial banking experience.
• Basic knowledge of commercial, consumer, and residential mortgage lending principles and underwriting practices.
• Understanding of financial statement fundamentals, loan documentation, and collateral concepts.
• Familiarity with bank lending policies and procedures.
• Skill in data gathering, organization, and time management.
• Ability to work effectively with cross-functional teams.
• Skill in identifying emerging portfolio risks and systemic issues.
• Proficiency in Loan Policy to properly identify exceptions.
• Proficiency with Microsoft Office applications.

Responsibilities

• Conduct loan reviews across C&I, commercial real estate, consumer, agricultural, and SBA portfolios with appropriate oversight.
• Analyze borrower financial information, repayment capacity, collateral, and guarantor support to help assess credit quality.
• Identify and communicate exceptions, risk rating concerns, and other review observations.
• Validate the completeness and accuracy of credit files, collateral records, and approval documentation.
• Prepare review summaries and support communication of findings and recommendations.
• Assist with policy exception tracking, reporting, and follow-up activities.
• Support management and portfolio reporting through data compilation and analysis.

Benefits

• Competitive base salary of $59,000–$76,800 per year, plus strong bonus potential.
• 401(k) plan with employer match.
• Paid parking and transportation benefits.
• Health savings accounts (HSA).
• Flexible spending accounts (FSA).
• Medical, dental, and vision coverage.
• Generous paid time off and bank holidays.
• Access to training and professional development programs.
• Sponsorship and support for obtaining professional certifications.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level