Senior Loan Processor

M/I HomesDallas, TX
Onsite

About The Position

M/I Financial, a partner builder financing subsidiary of M/I Homes, is seeking a Senior Mortgage Loan Processor for its division office in Lewisville. This role focuses on processing various mortgage loan types, including conventional, FHA, VA, and Texas Bond Loans, for new home purchases only (no refinances). The position offers a stable work environment, competitive salary with monthly incentives, and a Monday-Friday schedule. The company provides a comprehensive benefits package and a team partnership with a top national builder.

Requirements

  • At least five (5) years of experience in the mortgage field.
  • Proficient in use of Day One Certainty, FHA Connection, the VA Portal, Encompass and other mortgage field related databases.

Nice To Haves

  • Some college preferred.
  • Bilingual preferred.
  • Previous Builder experience preferred.
  • Supervisor experience preferred.

Responsibilities

  • Processes applicable documentation for Conventional, FHA, VA and Texas Bond mortgage loan applications and prepares required packages for loan approval.
  • Gathers, analyzes, and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings.
  • Reviews, organizes, and collates application and loan information to ensure timeliness and accuracy in providing a useable credit file supported by automated underwriting system findings to be submitted to underwriting for approval.
  • Communicates with applicant(s), underwriters and/or creditors to resolve issues or questions regarding application information.
  • Is open to communicating and creating ongoing dialogue with borrowers via their preferred method (telephone/text/email) during an extended loan processing/home build timeline.
  • Prepares file for final clear-to-close by branch management.
  • May supervise and lead the work of other loan specialists.

Benefits

  • Salary + Monthly Paid Incentives based on work volume achieved.
  • Generous paid time off structure.
  • Discount on employee new home purchases.
  • 401K and Profit Sharing.
  • Full Medical, Vision, and Dental Insurance.
  • Paid holidays.
  • Paid parental leave.
  • Traditional and Roth 401(k) options.
  • Profit sharing plan.
  • Employee stock purchase plan.
  • Employee home purchase plan.
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