Senior Fraud Analyst

Collectors • Jersey City, NJ

2d • $140,971 - $228,870 • Hybrid

About The Position

Collectors is seeking a Senior Fraud Analyst to help protect its collector community. The role reviews flagged orders, accounts, and claims; makes clear and fair decisions; and communicates with customers when closer review is needed. It combines investigative work with a customer-first approach, aiming to stop bad actors while preserving a smooth experience for legitimate collectors.

The analyst reports to the Fraud Operations Lead and works closely with Customer Care, Payments, Security, and the Fraud Technology team. The position designs and maintains fraud detections across account creation, authentication, payments, and other high-risk flows; leads proactive threat hunts; improves fraud telemetry and data coverage; and turns investigative findings into tested, maintainable automation. It also develops tools and dashboards for fraud operations, measures detection performance, addresses systemic risks with partner teams, and monitors external fraud trends.

Remote or hybrid candidates will be considered. Employees who live within a one-hour commuting distance of a company office are required to work onsite most of the time. The salary range is $140,971–$228,870. Actual compensation depends on factors including location, job level, experience, and skill set; the role may also be eligible for additional forms of compensation.

Requirements

• At least 4 years of experience in fraud detection, detection engineering, threat hunting, trust and safety, or a closely related security or data role.
• Strong SQL skills and subject matter expertise for analysis, automation, and building detections.
• Experience with large-scale event data and understanding of logging, data pipelines, and streaming or batch processing in a SIEM, data warehouse, or lakehouse environment.
• Ability to identify how product flows could be abused and determine what signals would reveal that abuse.
• Ability to turn ambiguous concerns into testable hypotheses, findings, and lasting controls.
• Understanding of tradeoffs between rules-based detection and statistical or machine-learning approaches, and when to use each.
• Ability to communicate technical findings to technical and non-technical stakeholders and explain the risk and loss implications of detections.
• Commitment to documentation, testing, reproducibility, and maintainable systems.
• Must be authorized to work in the United States.

Responsibilities

• Design, build, maintain, and continually tune detection logic for fraud patterns across account creation, authentication, payments, and other high-risk user flows.
• Lead proactive, hypothesis-driven threat hunts to identify emerging fraud schemes, abuse rings, and attacker techniques.
• Identify gaps in fraud signal coverage and work with product and platform teams to instrument new data sources.
• Aggregate device, network, behavioral, and transactional signals into usable, well-documented datasets.
• Convert threat-hunt findings and investigator feedback into durable automated detections, using version control, testing, and deployment practices.
• Build tooling, dashboards, and enrichment to help fraud analysts and investigators work more quickly and accurately.
• Measure detection performance using precision, recall, coverage, and time-to-detect, and use those measurements to prioritize investments.
• Partner with fraud operations, security, data engineering, risk, and product teams to set threat priorities and address systemic gaps.
• Monitor external fraud trends, tools, marketplaces, and techniques and assess their relevance to the company.

Benefits

• Medical, dental, and vision insurance for eligible full-time employees.
• Fertility, commuter, and educational assistance benefits for eligible full-time employees.
• 401(k) matching plan.
• Flexible time off for salaried employees.
• Ten company-paid holidays for regular, full-time employees.
• Discounts on select grading services for approved submissions.
• Flexible schedules with varying shifts offered by many teams.
• Celebrations, holiday events, and team-building activities.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed