Senior Fraud Analyst

BCB COMMUNITY BANK • Edison, NJ

1h • $70,000 - $90,000

About The Position

The Senior Fraud Analyst reviews account transaction activity to detect, investigate, and mitigate fraudulent activity, including identity theft, scams, and unauthorized transactions. The role protects company and customer assets through account monitoring, risk assessment, and collaboration with internal teams, financial institutions, and law enforcement agencies. It also leads and implements company-wide fraud prevention strategies.

The position manages analysis of fraud-alerted transactions, investigates suspicious activity, determines appropriate account or transaction actions, and prepares regulatory documentation. The analyst tracks fraud losses and case data, supports compliance and audit readiness, and keeps internal fraud training and strategies current by monitoring industry trends.

Requirements

• At least 5 years of experience handling financial fraud detection, fraud monitoring, and fraud investigations.
• In-depth knowledge of fraud typologies, banking operations, and financial regulatory requirements.
• Experience with data analysis tools and specialized fraud detection software.
• Excellent analytical, investigative, and communication skills.
• Excellent interpersonal skills, including clear and professional verbal communication and writing skills.
• Ability to travel to branches, off-site training, and/or meetings.

Nice To Haves

• College degree preferred.
• Experience with Verafin preferred.

Responsibilities

• Manage daily analysis of fraud-alerted transactions, including ACH, check, wire, identity theft, and account takeover activity, to detect suspicious activity.
• Research account histories, gather evidence, and decide whether to freeze accounts, reverse charges, or escalate alerts to active fraud cases.
• Lead fraud investigations, use specialized applications to prevent bank or client losses, and compile regulatory documentation.
• Interface with clients, financial institutions, attorneys, and law enforcement.
• Work with the Fraud Manager and CCO to ensure compliance and audit readiness.
• Track fraud losses, maintain audit trails, and log case data within fraud analytics software and core systems.
• Monitor industry trends through webinars and conferences to update internal training resources and fraud strategies.
• Maintain strict confidentiality while managing multiple demands independently and collaboratively.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed