Senior - Financial Strategy Analyst

Bread Financial•Columbus, OH

About The Position

The Senior Financial Strategy Analyst delivers data-driven portfolio performance analyses, forecasts, and financial models to inform strategic business decisions and optimize profitability. The role develops client contract deal structures, promotional pricing strategies, and performance tracking tools, while driving process automation and providing ad-hoc analytical support. Using a deep understanding of portfolio profitability, the analyst collaborates with internal partners and presents financial insights to management at all levels, contributing to financial planning and forecasting. The position analyzes client performance against expectations, identifies trends and variances, builds and maintains financial and pricing models, and prepares reports for portfolio analysis and evolving business needs. It independently extracts and manipulates data from Essbase, SQL, and MicroStrategy, while ensuring reporting accuracy and integrity. The analyst also leads client discussions, participates in brand strategy sessions, conducts competitive research, and manages cross-departmental projects. The work environment is a normal office environment, with remote or hybrid arrangements. Associates within 60 miles of a posted Bread Financial location are expected to work in the office 3 to 4 days per month. Travel may be required up to 5% annually.

Requirements

Associate's degree in Accounting, Finance, Economics, or a business-related field.
5–8 years of experience in analysis and reporting in the Financial Services field.
Skills in profit management, income statements, internal reporting, credit, competitor analysis, financial forecasting, ad-hoc reporting, data analytics, and MicroStrategy reports.
Ability to travel up to 5% annually.
Must be authorized to work in the United States full-time without current or future sponsorship.

Nice To Haves

Bachelor's degree in Business, Finance, Accounting, Economics, Analytics, or a related field of study, or equivalent relevant work experience.
9 or more years of experience in analysis and reporting in the Financial Services field.

Responsibilities

Generate financial performance analyses and forecasts using data tools and provide comprehensive reporting.
Analyze client performance against expectations and identify variances and trends.
Develop and maintain accurate, reliable financial, pricing, and forecasting models.
Present analytical findings and recommendations to stakeholders.
Identify and propose process improvements based on portfolio trends.
Lead internal client discussions and participate in brand strategy sessions.
Define project objectives, success metrics, and risk mitigation strategies.
Conduct competitive market research and analysis.
Independently extract and manipulate data from Essbase, SQL, and MicroStrategy to build and update reports.
Ensure data accuracy and integrity across financial reporting and analysis.
Develop and maintain financial reports and models supporting portfolio analysis and forecasting.
Create and distribute ad-hoc reports based on evolving business needs and ensure reporting deliverables are accurate and high quality.
Manage ad-hoc projects and interdepartmental collaborations, ensuring timely and accurate completion.
Prioritize and manage multiple projects while meeting strict deadlines.
Use Microsoft Office applications, including Excel, PowerPoint, Word, and Teams, for data analysis and reporting.

Benefits

Medical insurance
Prescription drug coverage
Dental insurance
Vision insurance
Basic and optional life insurance
Supplemental medical plans
Short- and long-term disability coverage
Paid parental leave: six weeks at 100% pay for eligible parents after a 180-day waiting period
401(k) plan with immediate enrollment eligibility
11 paid holidays
Flexible Time Off (FTO) program
Paid Sick and Safe Time
Illinois Paid Leave for associates located in Illinois
Opportunity to purchase company stock during offering periods in June and December
Annual incentive bonus based on individual and company performance
Career development opportunities