Senior - Financial Strategy Analyst
About The Position
The Senior - Financial Strategy Analyst delivers data-driven portfolio performance analyses, forecasts, and financial models to inform strategic business decisions and optimize profitability. The role develops client contract deal structures, promotional pricing strategies, and performance-tracking tools, drives process automation, and provides ad-hoc analytical support. Using a deep understanding of portfolio profitability, the analyst collaborates with internal partners and presents financial insights to management at all levels, contributing to financial planning and forecasting processes. The position is performed in a normal office environment and is described as remote or hybrid. Associates living within 60 miles of a posted Bread Financial location are expected to work in the office three to four days per month. Travel may be required up to 5% annually.
Requirements
- Associate's degree in Accounting, Finance, Economics, or a business-related field.
- 5–8 years of experience in analysis and reporting in the Financial Services field.
- Skills in profit management, income statements, internal reporting, credit, competitor analysis, financial forecasting, ad-hoc reporting, data analytics, and MicroStrategy.
- Ability to perform the listed essential job functions and meet the physical, mental, and work environment requirements, with reasonable accommodations where applicable.
- Must be authorized to work in the United States on a full-time basis without current or future sponsorship.
Nice To Haves
- Bachelor’s degree in Business, Finance, Accounting, Economics, Analytics, or a related field, or equivalent relevant work experience.
- 9+ years of experience in analysis and reporting in the Financial Services field.
Responsibilities
- Generate financial performance analyses and forecasts using data tools, provide comprehensive reporting, assess client performance against expectations, identify variances and trends, develop and maintain accurate pricing and forecasting models, and present findings and recommendations to stakeholders.
- Identify and propose process improvements based on portfolio trends; lead internal client discussions and participate in brand strategy sessions; define project objectives, success metrics, and risk mitigation strategies; and conduct competitive market research and analysis.
- Extract and manipulate data independently from Essbase, SQL, and MicroStrategy to build and update reports, ensuring data accuracy and integrity.
- Develop and maintain financial reports and models supporting portfolio analysis and forecasting; create and distribute ad-hoc reports; and ensure the accuracy and quality of reporting deliverables.
- Manage ad-hoc and interdepartmental projects to timely and accurate completion, prioritize multiple projects against strict deadlines, and use Microsoft Office tools for analysis and reporting.
- Travel up to 5% annually.
Benefits
- Medical insurance
- Prescription drug coverage
- Dental insurance
- Vision insurance
- Basic and optional life insurance
- Supplemental medical plans
- Short- and long-term disability coverage
- Six weeks of 100% paid parental leave for eligible parents after a 180-day waiting period
- 401(k) plan with immediate enrollment eligibility
- 11 paid holidays
- Flexible Time Off (FTO) program
- Paid Sick and Safe Time (80 hours for associates outside Illinois; 40 hours for Illinois associates)
- Illinois Paid Leave (40 hours for Illinois associates)
- Opportunity to purchase company stock during offering periods in June and December
- Annual incentive bonus based on individual and company performance
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
Associate degree
