Senior Financial and Regulatory Reporting Analyst

HomeEquity Bank • Toronto, ON

53d • Hybrid

About The Position

The Senior Financial and Regulatory Reporting Analyst is a key contributor within the Finance team, responsible for the preparation, analysis, and delivery of the Bank’s external financial reporting, MD&A disclosures, and regulatory filings. This role plays an important part in ensuring the integrity of the Bank’s financial reporting framework while supporting the evolution of reporting processes, controls, and regulatory infrastructure as HomeEquity Bank transitions toward a Category 1 bank. This role offers the opportunity to gain deep exposure to banking regulatory frameworks, capital reporting, and financial disclosure in a growing federally regulated financial institution. The Senior Financial and Regulatory Reporting Analyst reports directly to the Director, Financial and Regulatory Reporting. The position collaborates closely with various stakeholders, including Finance leadership, Treasury, Compliance and Risk, and plays an active role in enhancing the accuracy, efficiency, and reliability of the Bank’s financial reporting environment.

Requirements

• Professional Designation, CPA (Certified Public Accountant)
• Bachelor’s degree in finance, accounting, or a related field
• 3-5+ years of experience in banking, financial services or public accounting
• Strong knowledge of accounting standards (IFRS), principles and financial reporting
• Familiarity with internal controls over financial reporting (ICFR) frameworks and processes
• Experience documenting processes
• Demonstrate exceptional attention to detail with clear ownership for accuracy, completeness, and audit-ready outputs
• Applies a continuous improvement mindset
• Effectively manages competing priorities while consistently meeting tight regulatory and financial reporting deadlines
• Exhibits strong analytical and research capabilities, translating complex financial and regulatory data into clear insights for decision-makers
• Communicates with clarity and confidence, building trusted, effective partnerships across Finance, Risk, Treasury, Compliance, and senior leadership

Nice To Haves

• Experience interpreting OSFI guidelines (e.g. capital adequacy requirements) would be an asset
• Experience with financial reporting software and ERP systems would be an asset

Responsibilities

• Deliver quarterly and annual IFRS compliant financial statements for multiple entities in Workiva
• Perform detailed analytical review of financial results and underlying general ledger activity to ensure accuracy, completeness, and integrity of external disclosures
• Own the Workiva reporting environment, including document architecture, data linkages, and controls supporting the integrity of financial disclosures
• Support the automation and integration of financial data flows between Workday and Workiva to enhance the efficiency, accuracy, and reliability of financial and regulatory reporting
• Manage the preparation and analysis of complex accounting entries supporting the month-end close
• Prepare cashflow and other supporting schedules for financial statements and MD&A disclosures
• Consolidate and prepare support schedules for the monthly reporting package for senior leadership
• Design and enhance custom reporting within Workday to support evolving financial reporting and management insight requirements
• Prepare analysis and insights supporting reporting to the CFO, senior leadership, and Audit Committee, helping explain the drivers behind financial and regulatory results
• Support the implementation of new accounting standards and assess their impact on financial reporting and disclosures
• Assess and implement Workday updates and new releases that impact financial reporting to ensure system functionality aligns with accounting and reporting requirements
• Coordinate with internal and external auditors to support audit procedures, including responding to information requests and preparing supporting documentation for financial statements
• Own the preparation and submission of OSFI regulatory filings, including BCAR and Leverage Ratio returns, ensuring accuracy and compliance with prescribed filing deadlines
• Prepare CDIC returns, Statistics Canada and other regulatory returns as required
• Lead the preparation and enhancement of quarterly Basel Pillar 3 and B-20 disclosure
• Ensure compliance with regulatory reporting instructions, prudential standards, and evolving regulatory requirements
• Analyze and communicate key drivers of changes in regulatory capital ratios, supporting internal understanding of capital impacts
• Identify opportunities to enhance financial and regulatory reporting processes through automation, improved controls, and system enhancements
• Coordinate with internal and external auditors to support audit procedures for regulatory filings
• Partner with Treasury, Risk, and Finance leadership to assess the regulatory implications of new products, funding strategies, and business initiatives
• Contribute to the development of the Bank’s enhanced financial and regulatory reporting framework as part of transition to a Category 1 bank
• Participate in gap assessments and remediation initiatives related to regulatory reporting and disclosure
• Enhance capital and liquidity reporting processes, documentation, and internal controls to meet heightened OSFI expectations
• Support expansion of Pillar 3 disclosures and enhanced transparency requirements
• Maintain robust documentation, controls and audit-ready workpapers supporting financial and regulatory reporting processes
• Automate and enhance the 52-109 certification process
• Perform reconciliations between general ledger accounts and regulatory reporting systems
• Control testing as required

Benefits

• Extended health and dental benefits
• Employee & Family Assistance Program
• Employer-Matched Group Retirement Savings Plan
• Employee Share Investment Plan
• Well-being initiatives including: a wellness account; virtual self-care programs and extended mental health benefits
• Employee corporate discount for GoodLife Fitness
• Educational Assistance Program
• Community Leadership Program
• Paid day off each year to volunteer at their favourite local charity

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 101-250 employees