Senior Financial Analyst

Unbridled Living•Louisville, KY

16h

About The Position

The Senior Financial Analyst supports the Director of Acquisitions in sourcing, underwriting, and closing senior housing acquisitions. The analyst builds financial models, conducts market analysis, drafts investment memos, and supports due diligence from initial review through closing. This is an analyst position, not a management role, with responsibility across the acquisition process at a growing senior housing owner-operator. The role focuses on independent living, assisted living, and memory care communities, including stabilized, value-add, and turnaround properties. Unbridled Living is a senior housing owner-operator based in Louisville, Kentucky. It owns and operates five communities totaling 902 units in Missouri, Texas, North Carolina, and Ohio, with institutional equity partners. Its communities use a hospitality model based on Ritz-Carlton service principles, and its acquisition strategy focuses on well-located communities in secondary markets. The analyst works directly with the Director of Acquisitions on a small team and is close to both investment decisions and community operations.

Requirements

At least 3 to 5 years of experience underwriting senior housing acquisitions at an owner-operator, private equity fund, REIT, lender, or investment sales brokerage.
Working understanding of how independent living, assisted living, and memory care communities operate and generate revenue.
Strong Excel modeling skills, including the ability to build an acquisition model from scratch and identify problems in another model.
Familiarity with NIC MAP Vision and common senior housing financing structures, including agency debt, bank debt, and RIDEA/SHOP joint ventures.
Bachelor’s degree in finance, accounting, real estate, economics, or a related field.
Clear writing skills and ability to present analysis to senior leadership and investors.
Located in Louisville, Kentucky, or willing to relocate.

Nice To Haves

Closed deal experience from LOI through closing, including exposure to purchase agreements and lender closings.
MBA, master’s in real estate, or progress toward the CFA.

Responsibilities

Underwrite independent living, assisted living, and memory care acquisitions, including stabilized, value-add, and turnaround communities.
Build and maintain community-level acquisition models covering unit mix and rent roll, occupancy lease-up, care revenue, labor and operating expenses, capital budgets, debt and equity structure, and returns such as IRR, equity multiple, and yield on cost.
Review seller pro formas, broker offering memoranda, and trailing financials; reconcile T-12 and T-3 results with rent rolls, census reports, and the general ledger.
Prepare market studies using NIC MAP Vision and other sources, covering supply and demand, penetration rates, competitor pricing and occupancy, demographics, and the new-construction pipeline.
Conduct competitor shops and rate surveys, and maintain a database of comparable sales, rates, and operating benchmarks.
Draft investment committee memos and present underwriting to leadership and equity partners.
Prepare lender packages and financing models, and support term sheet negotiation and lender diligence through closing.
Assist the Director of Acquisitions with due diligence, including managing the checklist and data room, coordinating third-party reports, reviewing operating and regulatory records, and tracking critical dates.
Support purchase agreement review and closing prorations.