Senior Financial Analyst

Visa•San Francisco, CA

1d•Hybrid

About The Position

We are seeking a highly analytical and detail‑oriented Senior Financial Analyst to join the North America (NA) Visa Direct FP&A Team. This role will support core financial planning activities, including performance analysis, budgeting, forecasting, multi‑year outlook development, and management reporting. The ideal candidate will play a key role in analyzing monthly and quarterly financial results, identifying key drivers and trends, and preparing insights for senior leadership. Over the past several years, the NA Visa Direct FP&A function has evolved from primarily maintaining financial drivers to providing deeper analytical support across programs and use cases. This role will contribute to that continued evolution by supporting long‑term growth initiatives, including diversification of use cases and expansion of cross‑border programs. The growing scale of the business has also increased the need for enhanced program‑level reporting and more robust forecasting processes. The Senior Financial Analyst will work closely with partners across the business—including Account Managers, Sales, Digital Partnerships, and the Product Office—to support the expanding needs of NA Visa Direct. The role requires strong analytical capabilities, attention to detail, and the ability to translate data into meaningful insights. The position reports to the NA Visa Direct FP&A Lead and is expected to support accurate driver management, efficient reporting, and high‑quality financial analysis as the business continues to scale.

Requirements

4 or more years of relevant work experience with a Bachelor Degree or at least 2 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
3+ years of combined Finance and Accounting experience, or at least 2 years of with an Advanced Degree, prior experience in FP&A preferred
Experience in budgeting, forecasting, business performance analytics
Foundational understanding of multi-party economic model (issuers, acquirers, processors, interchange, merchants, cardholders, etc.)
Ability to build impactful relationships and effectively communicate with management to influence results, and able to work within a dual-reporting matrix structure
Excellent interpersonal and leadership skills to influence and build credibility as a peer with business leaders in global and regional function
Operates with minimal supervision and able to make informed, well-reasoned decisions independently using strong business judgement
Team oriented, collaborative, detail oriented, and flexible, with excellent presentation skills, oral and writing capabilities
Advanced proficiency in financial modelling (Excel) and presentation building (PowerPoint)

Nice To Haves

Familiarity with AI tools such as Claude in Excel, Claude Code, or comparable solutions, along with Hyperion, Tableau, and Power BI, is preferred

Responsibilities

Contribute to performance diagnostics, budgeting, forecasting, multi‑year strategic outlooks, and management reporting
Analyze monthly and quarterly financial results, identifying key variances and trends, and preparing insights for senior leadership
Support driver modeling, including seasonality (e.g., ATS), and helping streamline reporting processes
Participate in business meetings to build understanding of operations and provide data‑driven insights
Collaborate with cross‑functional teams to integrate business plans, operating structures, and strategies for NA Visa Direct
Support the development of strategic insights using use‑case analysis to help inform growth opportunities for NA Visa Direct
Identify opportunities to improve processes and support implementation of operational enhancements
Build strong partnerships with NA Visa Direct stakeholders to ensure alignment and support business objectives