Senior Financial Analyst II

Pacific Life • Newport Beach, CA

12d • Hybrid

About The Position

Pacific Life is seeking a Senior Financial Analyst II to join the Asset-Liability Management team within Pacific Life Investments. This on-site role is based in the Newport Beach office four days per week, with one work-from-home day per week. The analyst performs complex financial analysis to support enterprise investment planning, forecasting, and financial and management decision-making. The role evaluates asset and liability cash flows and liquidity needs, develops forecasts and what-if scenarios, and translates findings into clear conclusions and recommendations. The analyst collaborates with Finance, Treasury, Investments, Accounting, Actuarial, and other business stakeholders to align analysis with enterprise objectives, improve financial and investment outcomes, and strengthen reporting processes and controls.

Requirements

• At least 5 years of experience in financial analysis, FP&A, treasury, investments, ALM, or a related finance function.
• Bachelor’s degree in Finance, Accounting, Economics, Business, or a related field, or equivalent work experience.
• Experience performing complex financial analysis, developing forecasts or financial models, conducting scenario analysis, and explaining trends, variances, risks, and business drivers.
• Strong analytical judgment, problem-solving skills, and attention to detail, including the ability to evaluate data quality and challenge assumptions.
• Ability to independently manage recurring reporting deliverables and ad hoc analyses while collaborating across functions.
• Strong written and verbal communication skills, including the ability to translate financial analysis into clear conclusions, recommendations, and potential outcomes for senior stakeholders.
• Advanced Microsoft Excel skills and experience with one or more analytical tools or programming languages, such as SQL, Python, R, or VBA.

Nice To Haves

• Life insurance or financial services experience.
• Experience with management reporting, financial planning and analysis, liquidity or cash-flow forecasting, or asset-liability management.
• Knowledge of life insurance financial statements, products, investment portfolios, or related financial and regulatory concepts.
• Experience with data transformation, visualization, and reporting tools such as Tableau, Alteryx, or Power BI.
• Ability to learn new financial concepts, systems, technologies, and business processes quickly.

Responsibilities

• Prepare accurate and timely bi-weekly enterprise funding and cash reports; analyze actual and projected cash flows, funding needs, and liquidity positions; explain trends and variances; and recommend actions.
• Develop, maintain, and enhance financial models, forecasts, and projection methodologies to assess current and future funding, liquidity, and asset-liability management performance.
• Prepare management reports and special analyses that synthesize financial results, identify performance drivers and risks, and provide actionable insights and recommendations.
• Partner with Divisional Finance, Treasury, Accounting, Actuarial, Investment Operations, and other stakeholders to reconcile financial data, evaluate assumptions, align forecasts with enterprise objectives, and support decision-making.
• Maintain reporting controls, documentation, and review procedures to promote data integrity, auditability, and effective change management.
• Improve the efficiency, accuracy, and scalability of financial analysis and reporting through process redesign, automation, Snowflake-based data solutions, dashboards, and AI-enabled tools.
• Support ad hoc initiatives that inform enterprise financial and risk decisions and meet other team reporting needs.

Benefits

• Medical, dental, and vision coverage.
• Wellbeing Reimbursement Account for the employee or eligible dependents.
• Paid time off, holiday schedules, and Financial Planning Time Off.
• Paid parental leave.
• Adoption assistance program.
• 401(k) savings plan with company match and an additional company contribution regardless of participation.
• Most employees are eligible for additional incentive pay.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior