Senior Director Product, Onboarding, Compliance & Risk

Circle Internet Financial • San Francisco, CA

13h • Remote

About The Position

Circle (NYSE: CRCL) is one of the world's leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle's platform includes the world's largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder. The Role Lead the strategy and execution for Circle's onboarding, compliance, and risk platform — the system of record that powers how customers are verified, monitored, and managed for risk across Circle's products, and that Circle exposes as a platform capability to external partners. You will own the end-to-end product vision for a domain that is both mission-critical internal infrastructure and a differentiated, externally facing offering, and you will build and lead the team that delivers it.

Requirements

• Extensive product leadership experience, including building and leading product teams, in compliance, risk, identity, onboarding, or trust & safety domains at a fintech, payments, banking, or financial infrastructure company.
• Deep, working understanding of the regulatory landscape — KYC/KYB, AML/CFT, sanctions/OWL screening, transaction monitoring, and the operational workflows that support them.
• Proven ability to deliver both internal platform infrastructure and externally facing, productized platform capabilities.
• Track record of setting strategy for a portfolio and driving execution from vision through measurable outcomes across multiple teams.
• Strong ability to lead through influence across technical, commercial, and regulatory stakeholders, up to and including the executive level.
• Strategic and analytical mindset, using data to prioritize investment and quantify risk and impact.
• Clear, concise executive communication and the judgment to navigate high-stakes, ambiguous decisions.

Nice To Haves

• Experience in crypto, stablecoins, digital assets, or regulated financial infrastructure.
• Exposure to AI/automation applied to compliance, risk decisioning, or case management.
• Experience operating a platform used by external enterprise partners and developers.
• Familiarity operating across multiple regulatory jurisdictions.

Responsibilities

• Set and own the multi-year product strategy for Circle's onboarding, compliance, and risk platform, balancing the needs of internal stakeholders (Compliance, Legal, Risk, Operations) with the requirements of external customers who consume these capabilities as a product.
• Be accountable for the platform's regulatory soundness, operational scalability, and commercial viability, and for building, mentoring, and leading a team of product managers across the domain.
• Define and own the vision, strategy, and multi-year roadmap for the onboarding, KYC/KYB, compliance, and risk platform, spanning both internal tooling and externally exposed platform capabilities.
• Build and lead a high-performing product team, setting priorities, coaching PMs, and establishing the operating rhythm for the domain.
• Partner deeply with Compliance, Legal, Risk, Financial Crimes, and Operations to translate regulatory obligations (KYC/KYB, AML/CFT, sanctions, transaction monitoring) into scalable, automated product capabilities.
• Productize internal compliance and risk infrastructure into reliable, well-documented, externally facing platform services and APIs for partners.
• Drive the strategy for case management, risk scoring, entity screening, and monitoring systems, including how AI and automation reduce manual review and improve decision quality.
• Establish the metrics, SLAs, and controls that govern onboarding conversion, false-positive rates, review throughput, and risk coverage.
• Represent the platform to executive leadership, regulators, auditors, and enterprise customers, and align cross-functional stakeholders around trade-offs.
• Partner with Engineering and Data to ensure the platform scales securely across new products, jurisdictions, and customer segments.

Benefits

• Base Pay Range: $265,000 - $332,500
• We are an equal opportunity employer . We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by the laws in the locations where we hire.
• Additionally, Circle participates in the E-Verify Program in certain locations, as required by law.
• Should you require accommodations or assistance in our interview process because of a disability, please reach out to [email protected] for support.
• We respect your privacy and will connect with you separately from our interview process to accommodate your needs.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed