Senior Director Product, Onboarding, Compliance & Risk

Circle•San Francisco, CA

2d•$265,000 - $332,500•Remote

About The Position

Circle is seeking a Senior Director of Product to lead the strategy and execution for its onboarding, compliance, and risk platform. This platform is the system of record for customer verification, monitoring, and risk management across Circle's products, and is also exposed as a platform capability to external partners. The role involves owning the end-to-end product vision for this mission-critical internal infrastructure and differentiated external offering, and building and leading the team that delivers it. Circle is a leading internet financial platform company building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. The company's platform includes the world's largest regulated stablecoin network (USDC), Circle Payments Network, and Arc, an enterprise-grade blockchain. Circle values High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence, and fosters a flexible work environment where new ideas are encouraged.

Requirements

Extensive product leadership experience, including building and leading product teams, in compliance, risk, identity, onboarding, or trust & safety domains at a fintech, payments, banking, or financial infrastructure company.
Deep, working understanding of the regulatory landscape — KYC/KYB, AML/CFT, sanctions/OWL screening, transaction monitoring, and the operational workflows that support them.
Proven ability to deliver both internal platform infrastructure and externally facing, productized platform capabilities.
Track record of setting strategy for a portfolio and driving execution from vision through measurable outcomes across multiple teams.
Strong ability to lead through influence across technical, commercial, and regulatory stakeholders, up to and including the executive level.
Strategic and analytical mindset, using data to prioritize investment and quantify risk and impact.
Clear, concise executive communication and the judgment to navigate high-stakes, ambiguous decisions.

Nice To Haves

Experience in crypto, stablecoins, digital assets, or regulated financial infrastructure.
Exposure to AI/automation applied to compliance, risk decisioning, or case management.
Experience operating a platform used by external enterprise partners and developers.
Familiarity operating across multiple regulatory jurisdictions.

Responsibilities

Set and own the multi-year product strategy for Circle's onboarding, compliance, and risk platform, balancing internal stakeholder needs with external customer requirements.
Be accountable for the platform's regulatory soundness, operational scalability, and commercial viability.
Build, mentor, and lead a team of product managers across the domain.
Set direction for a portfolio, influence company-level roadmap and investment decisions, and represent the domain to executives, regulators, auditors, and enterprise partners.
Define and own the vision, strategy, and multi-year roadmap for the onboarding, KYC/KYB, compliance, and risk platform, spanning both internal tooling and externally exposed platform capabilities.
Build and lead a high-performing product team, setting priorities, coaching PMs, and establishing the operating rhythm for the domain.
Partner deeply with Compliance, Legal, Risk, Financial Crimes, and Operations to translate regulatory obligations (KYC/KYB, AML/CFT, sanctions, transaction monitoring) into scalable, automated product capabilities.
Productize internal compliance and risk infrastructure into reliable, well-documented, externally facing platform services and APIs for partners.
Drive the strategy for case management, risk scoring, entity screening, and monitoring systems, including how AI and automation reduce manual review and improve decision quality.
Establish the metrics, SLAs, and controls that govern onboarding conversion, false-positive rates, review throughput, and risk coverage.
Represent the platform to executive leadership, regulators, auditors, and enterprise customers, and align cross-functional stakeholders around trade-offs.
Partner with Engineering and Data to ensure the platform scales securely across new products, jurisdictions, and customer segments.