Senior Credit Underwriter

Allianz Insurance•Baltimore, MD

1d•$105,000 - $115,000•Hybrid

About The Position

Ensures most effective credit limit service in terms of quality of decision, turnaround time and communication toward customers. Attracts new customers/prospects by quality of service and underwriting decisions and builds a trustee relationship with customers, to improve customer portfolio profitability.

Requirements

Bachelor’s degree in economics, finance or related discipline.
4-7 years’ experience in financial management experience in banking, credit insurance brokerage or a credit insurance environment.
Excellent computer skills, with an understanding of financial software and spreadsheet packages
Market knowledge in dedicated business industries.
Strong business expertise and business/finance assessment skills.
In depth knowledge and experience in Allianz Trade Underwriting; demonstrated commercial awareness
Basic awareness of Artificial Intelligence technologies and are enthusiastic about learning and integrating AI into everyday business processes.
(Generative) Artificial Intelligence or GenAI or AI
Data Analysis
(Microsoft) Copilot
ChatGPT

Nice To Haves

Advanced degree, MBA or MS Finance preferred.

Responsibilities

Decide credit limit requests consistently, within response time delays included in Risk Business Model by assessing buyer with all information available in IRP and his/her own market knowledge.
Responsible of a dedicated customers portfolio, steering it and providing a pro-active service level, according to PH classification by regularly meeting customers and broker and by organizing telephone conferences.
Contributes to support Commercial in steering customers loss ratio and implement necessary actions to ensure or restore profitability of portfolio.
Takes responsibility in projects and initiatives supporting RBM and IRP related matters.
Builds relationships with other core functions.