Credit Underwriter I

First Hawaiian Bank • Honolulu, HI

9h • $62,000 - $72,500 • Onsite

About The Position

First Hawaiian Bank is currently seeking an analytical and detail oriented Credit Underwriter I to join the team in the Credit department. The Credit Underwrtier I will prepare credit requests and annual reviews for existing credit facilities and analyze financial statements and underwrite credit requests fo the Bank's commerical customers, with a focus on low coplexity credits. The underwriting includes the assessment of credit, structural, business and financial risk of the borrower. The analysis will include spreading financial statements and preparation of cash flow to support credit underwriting and financial analysis.

Requirements

• Bachelor's degree in Business Administration related fields; and/or equivalent work experience required
• 1 year of experience in credit analysis
• Understanding of basic accounting principles and financial statements
• Must be organized, detail oriented and accurate when working with numbers

Nice To Haves

• Bachelor's degree in Finance or Accounting preferred
• At least 2 years of financial analysis and/or commercial lending experience preferred

Responsibilities

• Prepare credit requests and annual reviews for existing credit facilities.
• Analyze financial statements and underwrite credit requests for the Bank's commercial customers, with a focus on low complexity credits.
• Assess credit, structural, business, and financial risk of the borrower.
• Spread financial statements and prepare cash flow to support credit underwriting and financial analysis.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level