NOLA Senior Credit Underwriter

Credit Human•New Orleans, LA

22d•Onsite

About The Position

We are seeking a Senior Credit Underwriter for the Consumer Lending Department. The Senior Credit Underwriter analyzes consumer loan applications and makes sound, timely credit decisions within established lending policies and authority. This role supports the Portfolio Manager in overseeing daily underwriting operations, monitoring workflow, and helping achieve credit quality, portfolio performance, and profitability goals. As a subject matter expert, the Senior Credit Underwriter provides guidance and training to underwriting staff, partners closely with internal business channels, and ensures lending decisions are communicated clearly and effectively while maintaining compliance with applicable regulations.

Requirements

5 years of progressively increasing lending experience
High School diploma or equivalent experience
Extensive knowledge of credit and collateral underwriting standards
Knowledge of federal lending regulations and underwriting rules
Strong analytical and decision-making skills
Ability to communicate credit decisions effectively to clients and internal stakeholders
Ability to use sound judgment in complex underwriting situations
Strong verbal and written communication skills
Strong organizational skills
Proficiency in Microsoft Office programs
Currently authorized to work in the United States on a full-time basis.

Nice To Haves

Degree preferred
Credit Counseling certification

Responsibilities

Analyze consumer loan applications and make sound, timely credit decisions within established lending policies and authority.
Support the Portfolio Manager in overseeing daily underwriting operations, monitoring workflow, and helping achieve credit quality, portfolio performance, and profitability goals.
Provide guidance and training to underwriting staff as a subject matter expert.
Partner closely with internal business channels.
Ensure lending decisions are communicated clearly and effectively while maintaining compliance with applicable regulations.
Make impactful lending decisions that drive portfolio quality, profitability, and growth.
Serve as a trusted underwriting expert, guiding credit decisions and exception management.
Coach and develop underwriters through training, onboarding, and ongoing mentorship.
Partner with business channels and frontline teams to deliver outstanding service and results.
Help shape underwriting operations, workflow efficiency, and future product initiatives.
Work closely with leadership to support departmental performance, planning, and continuous improvement.